Credit One® Bank Credit Cards

We found 8 Credit One® Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated December 01, 2023

Best Credit Cards in December 2023

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Credit One® Bank Platinum Visa For Rebuilding Credit best for Retired person

Platinum Visa For Rebuilding Credit Credit One Bank
Annual fee:
$75 for the first year
$99 annually
Regular APR:
29.24% Variable
Our Rating:
1.46
scorer
Credit score
No Credit History to Fair (0-669)
  • Rewards Rate:
    • 1% Cash Back rewards on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
  • Issuer name:
    Credit One® Bank
  • Details:

    Platinum Visa For Rebuilding Credit is Perfect For Everyday Purchases. Get 1% cash back rewards on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.

    Minimum Credit Line: $300 and Future credit line increases may be granted based on your overall credit performance.

  • Pros:
    • Cash Back Rewards
    • Chance to get a higher credit limit
    • Reports to three major credit bureaus
    • Check if you prequalify online without affecting your credit score
    • No security deposit
  • Cons:
    • No guaranteed grace period
    • Potentially high annual fee
    • Foreign transaction fee
    • Low credit limit
    • Balance transfers are not available
  • Benefits:
    • 1% Cash Back Rewards;
    • Zero Fraud Liability;
    • Free online access to your Experian credit score;
    • Choose Your Payment Due Date.
Card detail
Credit One Bank American Express®
Annual fee:
$39 annually
Regular APR:
29.24% Variable
Our Rating:
1.46
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank American Express® Credit Card earns 1% Cash Back on all purchases.

    The annual fee for the Credit One Bank American Express® Card is $39.

    The APR for purchases and cash advances is 29.24% Variable.

  • Pros:
    • Unlimited 1% Cash Back on all purchases
  • Cons:
    • Balance transfers are not available
    • No Intro APR period
    • Foreign Transaction Fee
    • High APR
  • Benefits:
    • 1% Cash Back on all purchases;
    • Zero Fraud Liability;
    • Free Online Access to Experian Credit Score.
Card detail
Credit One Bank NASCAR® American Express®
Annual fee:
$0 - $39 annually
Regular APR:
29.24% Variable
Our Rating:
1.75
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank NASCAR® American Express® Credit Card earns 1% Cash Back on all purchases.

    The NASCAR® American Express® Card has an annual fee of $0 - $39 based on creditworthiness. The APR for purchases is 29.24% (Variable).

  • Pros:
    • Special NASCAR® deals
  • Cons:
    • No Intro APR period
    • No welcome bonus
    • Annual Fee
    • Balance transfers are not available
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • 1% Cash Back on all purchases;
    • FREE Scanner Access;
    • Retail Protection;
    • Zero Fraud Liability.
Card detail
Credit One Bank Vegas Golden Knights
Annual fee:
$75 for the first year
$99 thereafter
Regular APR:
29.24% Variable
Our Rating:
1.46
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1% Cash Back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank Vegas Golden Knights Credit Card earns 1% Cash Back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.

    The Card's annual fee: $75 for the first year, $99 thereafter.

    The APR for purchases is 29.24% (Variable).

  • Pros:
    • Credit line increase opportunities
  • Cons:
    • Annual Fee
    • Foreign Transaction Fee
    • No Intro APR period
    • Balance transfers are not available
    • High APR
  • Benefits:
    • 1% Cash Back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services;
    • Zero Fraud Liability;
    • Exclusive Offers For Vegas Golden Knights Fans;
    • Free Online Access to Experian Credit Score.
Card detail
Credit One® Bank Wander™
Annual fee:
$0
Regular APR:
29.24% Variable
Our Rating:
3.08
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5x Points on eligible recreational & amusement park purchases (including national parks & professional sporting events).
    • 3x Points on eligible restaurant & lodging purchases (including campgrounds).
    • 1x Points on all other purchases.
  • Intro Offer:
    • $80 National Park Pass with your Wander™ card on site at a National Park, or online at recreation.gov or usgs.gov (excludes processing fee), within the first year from account opening, and get an $80 statement credit.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank Wander™ Credit Card earns 3x points on eligible recreational & amusement park purchases (including national parks & sporting events), 2x points on eligible restaurant & lodging purchases (including campgrounds) and 1x on all other eligible purchases.

    The Card offers an $80 statement credit for the purchase of a qualifying National Park Pass, valid at more than 2,000 recreation areas across the U.S. This offer is available within the first year from account opening.

    The Wander™ Card doesn't charge an annual fee. The APR for purchases is 29.24% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • Balance transfers are not available
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • $80 statement credit for the purchase of a qualifying National Park Pass (within the first year from account opening);
    • 3x points on eligible recreational & amusement park purchases (including national parks & sporting events);
    • 2x points on eligible restaurant & lodging purchases (including campgrounds);
    • 1x on all other eligible purchases;
    • Zero Fraud Liability.
Card detail
Credit One Bank® Platinum Rewards Visa with No Annual Fee
Annual fee:
$0
Regular APR:
29.24% Variable
Our Rating:
1.61
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank® Platinum Rewards Visa with No Annual Fee Credit Card earns 2% Cash Back on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.

    The APR for purchases is 29.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • Balance transfers are not available
    • No Intro APR period
    • High APR
    • Foreign Transaction Fee
  • Benefits:
    • 2% Cash Back on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services;
    • Get More Rewards;
    • Zero Fraud Liability.
Card detail
Credit One® Bank Best Friends®
Annual fee:
$0
Regular APR:
29.24% Variable
Our Rating:
3.08
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5% Cash Back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year, and 1% thereafter.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One® Bank Best Friends® Credit Card partners with the Best Friends Animal Welfare Society. Best Friends receives a donation in an amount equal to 1% of eligible purchases made with this card.

    The Card earns 5% Cash Back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year, and 1% thereafter.

    The Best Friends® Card doesn't charge an annual fee. The APR for purchases is 29.24% Variable.

  • Pros:
    • No Annual Fee
  • Cons:
    • High APR
    • Balance transfers are not available
    • Foreign Transaction Fee
  • Benefits:
    • 5% Cash Back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year;
    • Support Best Friends Animal Society;
    • Up to 10% More Cash Back Rewards.
Card detail
Credit One Bank® Platinum X5 Visa®
Annual fee:
$95 annually
Regular APR:
29.24% Variable
Our Rating:
1.02
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
    • 1% Cash Back on all other purchases.
  • Issuer name:
    Credit One® Bank
  • Details:

    The Credit One Bank® Platinum X5 Visa® Credit Card is a cash back rewards card.

    The Card earns 5% Cash Back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year (then 1% thereafter). Plus, earn 1% Cash Back on all other purchases. The annual fee is $95.

  • Pros:
    • No limit to the amount of cash back you can earn
  • Cons:
    • Annual Fee
    • Balance transfers are not available
    • Foreign Transaction Fee
    • High APR
  • Benefits:
    • 5% Cash Back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year (then 1% thereafter);
    • 1% Cash Back on all other purchases;
    • Up to 10% More Cash Back Rewards from some of the nation’s top retailers.
Card detail

How to Choose the Right Credit One® Bank Credit Card?

Sometimes, choosing the best credit card from a specific credit card company can be hard. Considering Credit One® Bank, there are three steps that can help you.

First and foremost, you need to figure out your current credit score. It will be from "Poor” to “Excellent”, and the higher your credit score is, the better Credit One® Bank options of credit cards are available to you.

Secondly, you have to understand why you need a Credit One® Bank credit card and determine key aspects your future credit card should have. If you want a credit card to increase your credit score, then look for those with large grace period and no annual fee. If you want to avoid spending money on interest, Credit One® Bank credit cards with the lowest interest and introductory rates are your best choice. If you are looking for a credit card that will provide you cash rewards, pay attention to the rewards program the Credit One® Bank offers.

Finally, compare the Credit One® Bank credit cards you find the best for you, but taking into consideration all the aspects. Overall, an ideal credit card fits the following characteristics: near-zero annual percentage rate (APR), no fees, high credit limit, and numerous rewards and sign-up bonuses. You can easily compare Credit One® Bank credit cards in the table below.

Side-by-Side Comparison of Credit One® Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Platinum Visa For Rebuilding Credit 29.24% Variable $99
  • 1% Cash Back rewards on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
  • No current offer.
  • Platinum Rewards Visa 25.49% Variable $95
  • 5% Cash Back on eligible gas, grocery, mobile phone service, internet service and cable and satellite TV service purchases (up to $5,000 in purchases per year, then 1 percent).
  • 1% Cash Back on all other purchases.
  • No current offer.
  • American Express® 29.24% Variable $39
  • 1% Cash Back on all purchases.
  • No current offer.
  • NASCAR® American Express® 29.24% Variable $0 - $39
  • 1% Cash Back on all purchases.
  • No current offer.
  • Six Flags® Rewards Visa 28.49% Variable $0 - $39
  • 1% Cash Back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
  • No current offer.
  • Vegas Golden Knights 29.24% Variable $99
  • 1% Cash Back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.
  • No current offer.
  • Wander™ 29.24% Variable $0
  • 5x Points on eligible recreational & amusement park purchases (including national parks & professional sporting events).
  • 3x Points on eligible restaurant & lodging purchases (including campgrounds).
  • 1x Points on all other purchases.
  • $80 National Park Pass with your Wander™ card on site at a National Park, or online at recreation.gov or usgs.gov (excludes processing fee), within the first year from account opening, and get an $80 statement credit.
  • Platinum Rewards Visa with No Annual Fee 29.24% Variable $0
  • 2% Cash Back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • No current offer.
  • Best Friends® 29.24% Variable $0
  • 5% Cash Back rewards on eligible purchases at pet shops, pet foods, and supply stores for the first $5,000 per calendar year, and 1% thereafter.
  • No current offer.
  • Platinum X5 Visa® 29.24% Variable $95
  • 5% Cash Back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
  • 1% Cash Back on all other purchases.
  • No current offer.
  • Conclusion

    Credit One® Bank issues a wide range of credit cards with different options, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us