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Platinum Rewards Visa with No Annual Fee from Credit OneĀ® Bank Review

Platinum Rewards Visa with No Annual Fee from Credit OneĀ® Bank ā€” all information about the credit card.

Updated June 07, 2024
Advertiser Disclosure Our Methodology
Credit One BankĀ® Platinum Rewards Visa with No Annual Fee
Apply now
Our Rating:
1.59 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    29.74% Variable
  • Balance Transfer APR:
    None
Show more

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Credit OneĀ® Bank Platinum Rewards Visa with No Annual Fee Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
Gas
$
2%
Groceries
$
2%
Internet
$
2%
Cable and satellite TV
$
2%
Mobile phone services
$
Calculate
Show less details

All benefits

  • Cash back
    • 2% On eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.74% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 24 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers are not available
  • No Intro APR period
  • High APR
  • Foreign Transaction Fee

Features

Platinum
Visa
  • No Annual Fee
  • Cashback
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Credit OneĀ® Bank
Credit OneĀ® Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
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    Regular APR
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  • 0% Introductory APR for the first 15 months that your account is open
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Recommended credit score
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Fair to Excellent (580-799)
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    Annual Fee
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    Purchase Intro APR
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Recommended credit score
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Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Credit OneĀ® Bank Platinum Rewards Visa with No Annual Fee is an option for those, who need Platinum features. With an APR of 29.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Credit OneĀ® Bank Platinum Rewards Visa with No Annual Fee you will get such features as No Annual Fee, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Annual Fee
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