American Express® from Credit One® Bank Review
American Express® from Credit One® Bank — all information about the credit card.
Updated June 07, 2024
Apply now
Recommended credit score
Fair to Excellent (580-799)
- Rewards Rate:
- 1% Cash Back on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$39 annually
- Purchase Intro APR:None
- Regular APR:29.74% Variable
- Balance Transfer APR:None
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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On Upgrade‘s website
The Owner’s Rewards Card by M1
Celtic Bank
$0
Annual Fee
17.99% - 27.99%
Regular APR
10%
You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
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On Celtic Bank‘s site
Capital One Venture Rewards Credit Card
$95
Annual Fee
19.99% - 29.99%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Credit One® Bank American Express® Rewards Calculator
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All benefits
- Cash back
- 1% On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 29.74% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 24 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $39 annually
- Fees for Cash Advances
- Either $5 or 8% of the amount of each Cash Advance, whichever is greater
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- Unlimited 1% Cash Back on all purchases
Cons:
- Balance transfers are not available
- No Intro APR period
- Foreign Transaction Fee
- High APR
Features
- Fraud Protection
- Rewards
- Free Credit Score
- Purchase Protection
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Credit One® Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
Apply now
On Upgrade‘s website
Walmart purchases
Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Credit One® Bank American Express® is an option for those, who need Classic features. With an APR of 29.74% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Credit One® Bank American Express® you will get such features as Fraud Protection, Rewards, Free Credit Score, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site