American Express® from Credit One® Bank Review

American Express® from Credit One® Bank — all information about the credit card.

Credit One Bank American Express®
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Our Rating:
1.45 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $39 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    29.74% Variable
  • Balance Transfer APR:
    None
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Credit One® Bank American Express® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
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All benefits

  • Cash back
    • 1% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.74% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 24 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $39 annually
  • Fees for Cash Advances
    • Either $5 or 8% of the amount of each Cash Advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • Unlimited 1% Cash Back on all purchases
Cons:
  • Balance transfers are not available
  • No Intro APR period
  • Foreign Transaction Fee
  • High APR

Features

Classic
American Express
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Credit One® Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Recommended credit score
score
Good to Excellent (670-799)
  • $0
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    Regular APR
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    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
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Credit One® Bank American Express® is an option for those, who need Classic features. With an APR of 29.74% and $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Credit One® Bank American Express® you will get such features as Fraud Protection, Rewards, Free Credit Score, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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