USES

NASCAR® American Express® from Credit One® Bank Review

NASCAR® American Express® from Credit One® Bank — all information about the credit card.

Updated November 14, 2023
Advertiser Disclosure Our Methodology
Credit One Bank NASCAR® American Express®
Apply now
Our Rating:
1.75 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0 - $39 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    29.24% Variable
  • Balance Transfer APR:
    None
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Credit One® Bank NASCAR® American Express® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
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All benefits

  • Cash back
    • 1% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 29.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 29.24% Variable
  • How to Avoid Paying Interest
    • If your Account has a Grace Period, your due date is at least 24 days after the close of each billing cycle and interest will not be charged on Purchases if your entire balance is paid by the Payment Due Date each month. For Accounts with no Grace Period, interest is charged on Purchases from the posting date.

Fees

  • Annual Fee
    • $0 - $39 annually
  • Fees for Cash Advances
    • Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • Special NASCAR® deals
Cons:
  • No Intro APR period
  • No welcome bonus
  • Annual Fee
  • Balance transfers are not available
  • High APR
  • Foreign Transaction Fee

Features

Classic
American Express
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Credit One® Bank
Credit One® Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Credit One® Bank NASCAR® American Express® is an option for those, who need Classic features. With an APR of 29.24% and $0 - $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Credit One® Bank NASCAR® American Express® you will get such features as Fraud Protection, Rewards, Free Credit Score, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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