Platinum X5 Visa® from Credit One® Bank Review
Platinum X5 Visa® from Credit One® Bank — all information about the credit card.
Updated June 07, 2024
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 5% Cash Back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
- 1% Cash Back on all other purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$95 annually
- Purchase Intro APR:None
- Regular APR:29.74% Variable
- Balance Transfer APR:None
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None
Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on payments.
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Annual Fee
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Regular APR
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Cash Back on Home, Auto and Health categories.
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Credit One® Bank Platinum X5 Visa® Rewards Calculator
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All benefits
- Cash back
- 5% On the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
- 1% On all other purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 29.74% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 29.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 24 days after the close of each billing cycle. You will not be charged any interest on Purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $95 annually
- Fees for Cash Advances
- Either $10 or 5% of the amount of each Cash Advance, whichever is greater
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No limit to the amount of cash back you can earn
Cons:
- Annual Fee
- Balance transfers are not available
- Foreign Transaction Fee
- High APR
Features
- Cashback
- Fraud Protection
- Rewards
- Good Credit
- Excellent Credit
About the issuer
Credit One® Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Credit One® Bank Platinum X5 Visa® is an option for those, who need Platinum features. With an APR of 29.74% and $95 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Credit One® Bank Platinum X5 Visa® you will get such features as Cashback, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site