Cross River Bank Credit Cards

We found 2 Cross River Bank credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

Hide all
Show all
Apply now
Divvy Cross River Bank
Annual fee:
$0
Regular APR:
None
Our Rating:
4.04
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 2x - 7x:
    • Points on restaurants.
    • 2x - 5x:
    • Points on hotels.
    • 1.5x - 2x:
    • Points on recurring software subscriptions.
    • 1x - 1.5x:
    • Points on everything else.
  • Issuer name:
    Cross River Bank
  • Details:

    The Divvy Card is a corporate credit card.

    The Divvy Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

    Points can be redeemed for travel, gift cards, statement credits or cash back.

    Read full review

  • Pros:
    • No fees
    • Rewards
  • Cons:
    • No sign-up bonus
  • Benefits:
    • Unlimited creation of virtual cards;
    • Scalable credit line;
    • Employee cards for everyone;
    • Enforceable budgets;
    • Expense reports.
View all Divvy details
Apply now
On Cross River Bank‘s site
Card detail
Divvy Credit Builder Cross River Bank
Annual fee:
$0
Regular APR:
None
Our Rating:
1.88
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 2x - 7x:
    • Points on restaurants.
    • 2x - 5x:
    • Points on hotels.
    • 1.5x - 2x:
    • Points on recurring software subscriptions.
    • 1x - 1.5x:
    • Points on everything else.
  • Issuer name:
    Cross River Bank
  • Details:

    Use Credit Builder to grow your credit and build your way up to an unsecured credit line with Divvy.

    The Divvy Credit Builder Card earns 1-7x rewards, but it doesn't offer a sign-up bonus.

    Points can be redeemed for travel, gift cards, statement credits or cash back.

  • Pros:
    • Easy online application
    • Rewards
    • No fees
  • Cons:
    • No sign-up bonus
  • Benefits:
    • Secure virtual cards;
    • Seamless software integration;
    • Track spend in real time from anywhere.
Card detail

How to Choose the Right Cross River Bank Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer is quite difficult. Considering Cross River Bank, the three following steps can make your decision process easier.

First and foremost, you are to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Cross River Bank credit card offers and terms are available to you.

Secondly, you need to understand why you need a Cross River Bank credit card and determine key features your future credit card must have. If you search for a credit card to improve your credit, look for those with long grace period and no annual fee. If your aim is to avoid spending money on interest, Cross River Bank credit cards with the smallest interest and long intro offer are your option. In case you need a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by Cross River Bank.

As a third step, try tocompare the Cross River Bank offers you find the best for you, but looking at all the features. In general, an ideal credit card meet the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Cross River Bank credit cards in the table below.

Side-by-Side Comparison of Cross River Bank Credit Cards

Card Name APR Annual fee Rewards Intro offer
Divvy None $0
  • 2x - 7x:
  • Points on restaurants.
  • 2x - 5x:
  • Points on hotels.
  • 1.5x - 2x:
  • Points on recurring software subscriptions.
  • 1x - 1.5x:
  • Points on everything else.
  • No current offer.
  • Divvy Credit Builder None $0
  • 2x - 7x:
  • Points on restaurants.
  • 2x - 5x:
  • Points on hotels.
  • 1.5x - 2x:
  • Points on recurring software subscriptions.
  • 1x - 1.5x:
  • Points on everything else.
  • No current offer.
  • Conclusion

    Cross River Bank provides a range of credit cards with different features, yet it’s important to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us