How to Choose the Right Cross River Bank Credit Card?
Sometimes, choosing the right credit card from a specific credit card issuer is quite difficult. Considering Cross River Bank, the three following steps can make your decision process easier.
First and foremost, you are to check your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better Cross River Bank credit card offers and terms are available to you.
Secondly, you need to understand why you need a Cross River Bank credit card and determine key features your future credit card must have. If you search for a credit card to improve your credit, look for those with long grace period and no annual fee. If your aim is to avoid spending money on interest, Cross River Bank credit cards with the smallest interest and long intro offer are your option. In case you need a credit card with cash, points, or miles rewards, pay attention to the rewards program offered by Cross River Bank.
As a third step, try tocompare the Cross River Bank offers you find the best for you, but looking at all the features. In general, an ideal credit card meet the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, high credit limit, the finance charge calculations include one billing cycle only, and great rewards and sign-up bonuses. You can easily compare Cross River Bank credit cards in the table below.
Side-by-Side Comparison of Cross River Bank Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Divvy
| None
| $0
| 2x - 7x:Points on restaurants.2x - 5x:Points on hotels.1.5x - 2x:Points on recurring software subscriptions.1x - 1.5x:Points on everything else. | No current offer. |
Divvy Credit Builder
| None
| $0
| 2x - 7x:Points on restaurants.2x - 5x:Points on hotels.1.5x - 2x:Points on recurring software subscriptions.1x - 1.5x:Points on everything else. | No current offer. |
Conclusion
Cross River Bank provides a range of credit cards with different features, yet it’s important to find the one that designed for you.