USES

Divvy Credit Builder from Cross River Bank Review

Divvy Credit Builder from Cross River Bank ā€” all information about the credit card.

Updated February 11, 2022
Advertiser Disclosure Our Methodology
Divvy Credit Builder Cross River Bank
Apply now
Our Rating:
1.88 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 2x - 7x:
    • Points on restaurants.
    • 2x - 5x:
    • Points on hotels.
    • 1.5x - 2x:
    • Points on recurring software subscriptions.
    • 1x - 1.5x:
    • Points on everything else.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    None
  • Balance Transfer APR:
    None
Show more

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Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
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14.99% - 29.99%
Regular APR
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Apply now

Cross River Bank Divvy Credit Builder Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Dining
$
2X
Hotels
$
1.5X
Office supply and internet
$
1X
All other purchases
$
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 2x - 7x:
    • On restaurants.
    • 2x - 5x:
    • On hotels.
    • 1.5x - 2x:
    • On recurring software subscriptions.
    • 1x - 1.5x:
    • On everything else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • None
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None

Fees

  • Annual Fee
    • $0
View all Rates & Fees

Pros & Cons

Pros:
  • Easy online application
  • Rewards
  • No fees
Cons:
  • No sign-up bonus

Features

Classic
Visa
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Free Credit Score
  • Purchase Protection
  • Poor Credit

About the issuer

Cross River Bank
Cross River Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgradeā€˜s website
18 year old
Gold PreferredĀ® Secured VisaĀ® Applied Bank
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Applied BankĀ®
4.23 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige MastercardĀ® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 15.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progressā€™s site

See Another Credit Cards in the Bank

Cross River Bank Divvy Credit Builder is an option for those, who need Classic features. With an APR of None and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Cross River Bank Divvy Credit Builder you will get such features as No Annual Fee, Fraud Protection, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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