How to Choose the Right Consumers Credit Union Credit Card?
Sometimes, choosing the right credit card from a specific credit card issuer is quite challenging. Considering Consumers Credit Union, there are three steps that can make your decision process easier.
First of all, you are to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better Consumers Credit Union credit card offers and terms are available to you.
Secondly, you need to decide on why you need a Consumers Credit Union credit card and determine the most crucial aspects your potential credit card must have. If you want a credit card to increase your credit, then look for the ones with long grace period and no annual fee. If your goal is to avoid spending money on interest, Consumers Credit Union credit cards with the lowest interest and introductory rates are your best choice. If you need a credit card that will provide you cashback, pay attention to the rewards program offered by Consumers Credit Union.
As a third step, try tocompare the Consumers Credit Union credit cards you think are the best for you, but now weighing in all the aspects. In general, the best credit card fits the following characteristics: low interest rate, low fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Consumers Credit Union credit cards in the table below.
Side-by-Side Comparison of Consumers Credit Union Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
CCU Platinum Visa®
| 14.70% - 25.70% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Business Visa® Platinum
| 13.95% - 23.95% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Visa Signature Rewards
| 17.24% - 28.24% Variable
| $0
| 3x Points on grocery store and convenience store purchases.2x Points on gas.1x Points on all purchases. | No current offer. |
Platinum Rewards Visa
| 16.95% - 27.95% Variable
| $0
| 1x Point on all purchases. | No current offer. |
Conclusion
Today, Consumers Credit Union provides a range of credit cards with various features, yet it’s better to find the one that will be the best for you.