Consumers Credit Union Credit Cards

We found 4 Consumers Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated April 01, 2024

Best Credit Cards in April 2024

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Consumers Credit Union CCU Platinum Visa®
Annual fee:
$0
Regular APR:
14.70% - 25.70% Variable
Our Rating:
3.12
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Intro APR on new purchases and balance transfers for 12 months
  • Balance Transfer APR:
    14.70% - 25.70% Variable
  • Issuer name:
    Consumers Credit Union
  • Details:

    The CCU Platinum Visa® Credit Card offers a great rate with no annual fee.

    The Card has a 0% introductory APR period on new purchases and balance transfers for 12 months (14.70% - 25.70% thereafter).

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • No rewards
  • Benefits:
    • Zero Liability Protection;
    • Travel & Emergency Assistance;
    • ID Navigator Powered by NortonLifeLock.
Card detail
Consumers Credit Union Business Visa® Platinum
Annual fee:
$0
Regular APR:
13.95% - 23.95% Variable
Our Rating:
2.72
scorer
Credit score
Good to Excellent (670-799)
  • Balance Transfer APR:
    13.95% - 23.95% Variable
  • Issuer name:
    Consumers Credit Union
  • Details:

    The Business Visa® Platinum Credit Card doesn't charge an annual fee. The Card's APR is 13.95% - 23.95% (Variable).

  • Pros:
    • No annual fee
    • No-fee cash advances
  • Cons:
    • No Intro APR period
  • Benefits:
    • Individualized credit limits available for additional cards;
    • Zero Liability;
    • Additional cards available for employees at no cost.
Card detail
Consumers Credit Union Visa Signature Rewards
Annual fee:
$0
Regular APR:
17.24% - 28.24% Variable
Our Rating:
4.15
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points on grocery store and convenience store purchases.
    • 2x Points on gas.
    • 1x Points on all purchases.
  • Purchase Intro APR:
    0% Intro APR period for 12 months
  • Balance Transfer APR:
    17.24% - 28.24% Variable
  • Issuer name:
    Consumers Credit Union
  • Details:

    The CCU Visa Signature Rewards Credit Card offers a great rate with no annual fee. The Card earns 3x points on grocery store and convenience store purchases, 2x points on gas, and 1x point on all purchases.

    The Card has a 0% introductory APR period on new purchases and balance transfers for 12 months (17.24% - 28.24% thereafter).

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 3x points on grocery store and convenience store purchases;
    • 2x points on gas;
    • 1x point on all purchases;
    • VISA Zero Liability;
    • Travel Accident Insurance (up to $250,000);
    • Lost Luggage Reimbursement (up to $3,000);
    • Exclusive Visa Signature Concierge Service available 24/7.
Card detail
CCU Platinum Rewards Visa
Annual fee:
$0
Regular APR:
16.95% - 27.95% Variable
Our Rating:
3.58
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Purchase Intro APR:
    0% Intro APR period for 12 months
  • Balance Transfer APR:
    16.95% - 27.95% Variable
  • Issuer name:
    Consumers Credit Union
  • Details:

    The CCU Platinum Rewards Visa Credit Card offers a great rate with no annual fee. The Card earns 1x point on all purchases.

    The Card has a 0% introductory APR period on new purchases and balance transfers for 12 months (16.95% - 27.95% thereafter).

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1x point on all purchases;
    • Automated Fraud Alerts;
    • Visa Zero Liability;
    • Travel & Emergency Assistance.
Card detail

How to Choose the Right Consumers Credit Union Credit Card?

Sometimes, choosing the right credit card from a specific credit card issuer is quite challenging. Considering Consumers Credit Union, there are three steps that can make your decision process easier.

First of all, you are to check your current credit score. It can vary from "Poor” to “Excellent”, and the higher your credit is, the better Consumers Credit Union credit card offers and terms are available to you.

Secondly, you need to decide on why you need a Consumers Credit Union credit card and determine the most crucial aspects your potential credit card must have. If you want a credit card to increase your credit, then look for the ones with long grace period and no annual fee. If your goal is to avoid spending money on interest, Consumers Credit Union credit cards with the lowest interest and introductory rates are your best choice. If you need a credit card that will provide you cashback, pay attention to the rewards program offered by Consumers Credit Union.

As a third step, try tocompare the Consumers Credit Union credit cards you think are the best for you, but now weighing in all the aspects. In general, the best credit card fits the following characteristics: low interest rate, low fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Consumers Credit Union credit cards in the table below.

Side-by-Side Comparison of Consumers Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
CCU Platinum Visa® 14.70% - 25.70% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Business Visa® Platinum 13.95% - 23.95% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa Signature Rewards 17.24% - 28.24% Variable $0
  • 3x Points on grocery store and convenience store purchases.
  • 2x Points on gas.
  • 1x Points on all purchases.
  • No current offer.
  • Platinum Rewards Visa 16.95% - 27.95% Variable $0
  • 1x Point on all purchases.
  • No current offer.
  • Conclusion

    Today, Consumers Credit Union provides a range of credit cards with various features, yet it’s better to find the one that will be the best for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us