USES

Prosper® from Coastal Community Bank Review

Prosper® from Coastal Community Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Coastal Community Bank Prosper®
Apply now
Our Rating:
1.57 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0 for the first year
    $39 thereafter
  • Purchase Intro APR:
    None
  • Regular APR:
    24.24% - 35.24% Variable
  • Balance Transfer APR:
    None
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 24.24% - 35.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 35.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the transaction date.

Fees

  • Annual Fee
    • $0 for the first year
      $39 thereafter
  • Fees for Cash Advances
    • None
  • Return Payment
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No security deposit required
Cons:
  • Annual Fee
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • Fraud Protection
  • Poor Credit

About the issuer

Coastal Community Bank
Coastal Community Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
No Credit History to Good (0-739)
  • $75 - $125
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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Total Visa® Card The Bank of Missouri
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3.32 out of 5
Recommended credit score
score
Rebuilding Credit to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Cash Back on all purchases.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Coastal Community Bank Prosper® is an option for those, who need Classic features. With an APR of 24.24% - 35.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Coastal Community Bank Prosper® you will get such features as Fraud Protection, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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