How to Choose the Right Citizens Bank Credit Card?
Sometimes, choosing the best credit card from a specific credit card issuer can be difficult. Considering Citizens Bank, there are three steps that will help you.
First and foremost, you should figure out your current credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Citizens Bank credit card offers and terms are available to you.
Secondly, you need to understand why you need a Citizens Bank credit card and determine the most important features your potential credit card should have. If you search for a credit card to increase your credit, then look for those with large grace period and no annual fee. If your aim is to save money on interest, Citizens Bank credit cards with the smallest interest and long intro offer are your option. If you are looking for a credit card with cash, points, or miles rewards, pay attention to the rewards program the Citizens Bank offers.
As a third step, you should compare the Citizens Bank credit cards you find the best for you, but now looking at all the features. In general, an ideal credit card meet the following characteristics: low interest rate, no fees, high credit limit, and numerous rewards and sign-up bonuses. You can easily compare Citizens Bank credit cards in the table below.
Side-by-Side Comparison of Citizens Bank Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Cash Back Plus® World Mastercard®
| 21.24% - 29.24% Variable
| $0
| 1.8% Cash Back on everything else. | $200 Earn $200 when you spend $500 in the first 90 days and earn up to $100 when you enroll in TSA PreCheck® in the first year of your new card being opened. |
Everyday Points® Business Mastercard®
| 13.49% - 24.49% Variable
| $0
| 1.5x In rewards on your everyday business expenses. | $325 In rewards when you spend $5,000 in the first 90 days. |
Clear Value® Mastercard®
| 19.24% - 27.24% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Business Platinum Mastercard®
| 13.49% - 24.49% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Conclusion
Today, Citizens Bank issues a range of credit cards with numerous features, yet it’s better to find the best one for you.