Clear Value® Mastercard® from Citizens Bank Review

Clear Value® Mastercard® from Citizens Bank — all information about the credit card.

Citizens Bank Clear Value® Mastercard®
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Our Rating:
3.63 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 18 billing cycles from the date of account opening
  • Regular APR:
    19.24% - 27.24% Variable
  • Balance Transfer APR:
    19.24% - 27.24% Variable
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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 18 billing cycles from the date of account opening
  • Purchase APR
    • 19.24% - 27.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 18 billing cycles from the date of account opening
  • Balance Transfers APR
    • 19.24% - 27.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date of each month. You will pay interest on Cash Advances, Balance Transfers and Convenience Checks from the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • $10 or up to 3% of the amount of each advance, whichever is greater
  • Penalty Fees
    • None
  • Return Payment
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • No rewards
  • Foreign Transaction Fee

Features

Classic
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Good Credit

About the issuer

Citizens Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Divvy Cross River Bank
Divvy
Cross River Bank
4.04 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • None
    Regular APR
  • 2x - 7x:
    Points on restaurants.
  • None
    Purchase Intro APR
Apply now
On Cross River Bank‘s site
Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.90%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site

Citizens Bank Clear Value® Mastercard® is an option for those, who need Classic features. With an APR of 19.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Citizens Bank Clear Value® Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.6 out of 5
Recommended credit score
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Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
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  • 1.5%
    Cash Back on every purchase.
  • None
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