Everyday Points® Business Mastercard® from Citizens Bank Review

All benefits

• Points
  • 1.5x On your everyday business expenses.
• Travel
  • MasterRental® Car Insurance:
  • MasterRental® Car Insurance pays for covered damages to a rental vehicle when the eligible Mastercard was used to initiate and pay for the entire rental transaction. The Mastercard holder and those named as authorized drivers in the auto rental contract are covered. The cardholder must rent the car in his or her own name and decline the collision/loss damage waiver offered by the car rental company.
  • Travel Accident Insurance:
  • Travel Accident Insurance and $100 per day for 3 days in the event of a Baggage Delay.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR until the first day of your seventh billing cycle
• Purchase APR
  • 13.49% - 24.49% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • None
• APR for Cash Advances
  • 28.74% Variable
• How to Avoid Paying Interest
  • Your Due Date is at least 20 days after the close of each Billing Cycle. You will not be charged Interest on Purchases if you pay your entire Balance by the Due Date of each month. You will pay Interest on Cash Advances and Convenience Checks from the Transaction Date, unless promotional terms apply.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Baggage Delay Insurance
• Auto Rental Insurance
• Good Credit
• Excellent Credit