Business Platinum Mastercard® from Citizens Bank Review

Business Platinum Mastercard® from Citizens Bank — all information about the credit card.

Citizens Bank Business Platinum Mastercard®
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Our Rating:
2.23 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR until the first day of your thirteenth billing cycle
  • Regular APR:
    13.49% - 24.49% Variable
  • Balance Transfer APR:
    None
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We recommend more cards

All benefits

  • Travel
    • MasterRental® Car Insurance:
    • MasterRental® Car Insurance pays for covered damages to a rental vehicle when the eligible Mastercard was used to initiate and pay for the entire rental transaction. The Mastercard holder and those named as authorized drivers in the auto rental contract are covered. The cardholder must rent the car in his or her own name and decline the collision/loss damage waiver offered by the car rental company.
    • Travel Accident Insurance:
    • Travel Accident Insurance provides coverage for a broad range of Losses – including Accidental Loss of Life, Limb, Sight, Speech or Hearing – that occur while riding as a passenger in, entering, or exiting any Common Carrier.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR until the first day of your thirteenth billing cycle
  • Purchase APR
    • 13.49% - 24.49% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • 28.74% Variable
  • How to Avoid Paying Interest
    • Your Due Date is at least 20 days after the close of each Billing Cycle. You will not be charged Interest on Purchases if you pay your entire Balance by the Due Date of each month. You will pay Interest on Cash Advances and Convenience Checks from the Transaction Date, unless promotional terms apply.

Fees

  • Annual Fee
    • $0
  • Fees for Cash Advances
    • Either $10 or up to 5% of the amount advanced, whichever is greater
  • Penalty Fees
    • 27.24%
  • Return Payment
    • $20
  • Late Payment
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on purchases
Cons:
  • Balance transfers are not available
  • Penalty APR
  • Foreign Transaction Fee

Features

Platinum
Mastercard
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • Fraud Protection
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Citizens Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
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  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
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  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Recommended credit score
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Excellent (740-799)
  • $150
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    Regular APR
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Upgrade Cash Rewards Visa®
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4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

Citizens Bank Business Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 13.49% - 24.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citizens Bank Business Platinum Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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4.06 out of 5
Recommended credit score
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Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
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  • None
    Purchase Intro APR
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