Business Platinum Mastercard® from Citizens Bank Review
Business Platinum Mastercard® from Citizens Bank — all information about the credit card.
Updated December 04, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR until the first day of your thirteenth billing cycle
- Regular APR:13.49% - 24.49% Variable
- Balance Transfer APR:None
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All benefits
- Travel
- MasterRental® Car Insurance:
- MasterRental® Car Insurance pays for covered damages to a rental vehicle when the eligible Mastercard was used to initiate and pay for the entire rental transaction. The Mastercard holder and those named as authorized drivers in the auto rental contract are covered. The cardholder must rent the car in his or her own name and decline the collision/loss damage waiver offered by the car rental company.
- Travel Accident Insurance:
- Travel Accident Insurance provides coverage for a broad range of Losses – including Accidental Loss of Life, Limb, Sight, Speech or Hearing – that occur while riding as a passenger in, entering, or exiting any Common Carrier.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR until the first day of your thirteenth billing cycle
- Purchase APR
- 13.49% - 24.49% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 28.74% Variable
- How to Avoid Paying Interest
- Your Due Date is at least 20 days after the close of each Billing Cycle. You will not be charged Interest on Purchases if you pay your entire Balance by the Due Date of each month. You will pay Interest on Cash Advances and Convenience Checks from the Transaction Date, unless promotional terms apply.
Fees
- Annual Fee
- $0
- Fees for Cash Advances
- Either $10 or up to 5% of the amount advanced, whichever is greater
- Penalty Fees
- 27.24%
- Return Payment
- $20
- Late Payment
- $39
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period on purchases
Cons:
- Balance transfers are not available
- Penalty APR
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Fraud Protection
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
Citizens Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
Citizens Bank Business Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 13.49% - 24.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citizens Bank Business Platinum Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.