USES

Cash Back Plus® World Mastercard® from Citizens Bank Review

Cash Back Plus® World Mastercard® from Citizens Bank — all information about the credit card.

Updated June 19, 2024
Advertiser Disclosure Our Methodology
Citizens Bank Cash Back Plus® World Mastercard®
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 1.8% Cash Back on everything else.
  • Intro Offer:
    • $200 Earn $200 when you spend $500 in the first 90 days and earn up to $100 when you enroll in TSA PreCheck® in the first year of your new card being opened.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    21.24% - 29.24% Variable
  • Balance Transfer APR:
    21.24% - 29.24% Variable
Show more

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Citizens Bank Cash Back Plus® World Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.8%
All purchases
$
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All benefits

  • Cash back
    • 1.8% On everything else.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.24% - 29.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first fifteen billing cycles from date of account opening
  • Balance Transfers APR
    • 21.24% - 29.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date of each month. You will pay interest on Cash Advances, Balance Transfers and Convenience Checks from the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or up to 3% of the amount of each advance, whichever is greater
  • Penalty Fees
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period on balance transfers
Cons:
  • No Intro APR period on purchases

Features

Classic
Mastercard
Contactless
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Extended Warranty Protection
  • Good Credit

About the issuer

Citizens Bank
Citizens Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Purchase Intro APR
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Recommended credit score
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Annual Fee
  • 18.49% - 24.49%
    Regular APR
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See Another Credit Cards in the Bank

Citizens Bank Cash Back Plus® World Mastercard® is an option for those, who need Classic features. With an APR of 21.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Citizens Bank Cash Back Plus® World Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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