How to Choose the Right Citizens Trust Bank Credit Card?
Choosing the best credit card from a specific credit card issuer can be difficult. Considering Citizens Trust Bank, there are three steps that can make your decision process easier.
First of all, you are to figure out your credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Citizens Trust Bank options of credit cards are available to you.
Then, you should understand why you want a Citizens Trust Bank credit card and determine the most important aspects your future credit card should have. If you search for a credit card to improve your credit score, then look for the ones with large grace period and no annual fee. If you want to not spend money on interest, Citizens Trust Bank credit cards with the lowest interest and introductory rates are your option. In case you are looking for a credit card with cash rewards, pay attention to the rewards program the Citizens Trust Bank offers.
Finally, you should compare the Citizens Trust Bank offers you think are the best for you, but now considering all the aspects. In general, the best credit card fits the following characteristics: low interest rate, no fees, high credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Citizens Trust Bank credit cards in the table below.
Side-by-Side Comparison of Citizens Trust Bank Credit Cards
Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
---|
Visa® Classic Secured®
| 22.99% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
Visa Privilege
| 11.74% - 19.74% Variable
| $25
| This card doesn't offer cash back, miles or points. | No current offer. |
Visa® Prestige Elite
| 12.50% - 15.50% Variable
| $0
| 1x Point on all purchases. | No current offer. |
Conclusion
Today, Citizens Trust Bank provides a wide range of credit cards with various features, yet it’s important to find the one that designed for you.