Visa Privilege from Citizens Trust Bank Review
Visa Privilege from Citizens Trust Bank — all information about the credit card.
Updated June 29, 2022
Apply now
Recommended credit score
Fair (580-669)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$25 annually
- Purchase Intro APR:None
- Regular APR:11.74% - 19.74% Variable
- Balance Transfer APR:11.74% - 19.74% Variable
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Capital One Venture X Rewards Credit Card
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Annual Fee
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Regular APR
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10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
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Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.74% - 19.74% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.74% - 19.74% Variable
- APR for Cash Advances
- 11.74% - 19.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $25 annually
- Fees for Balance Transfer
- Either $10 or 4% of the amount of each balance transfer, whichever greater
- Fees for Cash Advances
- Either $10 or 4% of the amount of each balance transfer, whichever greater
- Penalty Fees
- 25.00%
- Return Payment
- Up to $32
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Intro APR period
Features
- Low interest
- No foreign transaction fees
- Fair Credit
About the issuer
Citizens Trust Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
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- NonePurchase Intro APR
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Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Citizens Trust Bank Visa Privilege is an option for those, who need Classic features. With an APR of 11.74% - 19.74% and $25 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Citizens Trust Bank Visa Privilege you will get such features as Low interest, No foreign transaction fees, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website