Visa Privilege from Citizens Trust Bank Review
Visa Privilege from Citizens Trust Bank ā all information about the credit card.
Updated June 29, 2022
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Recommended credit score
Fair (580-669)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$25 annually
- Purchase Intro APR:None
- Regular APR:11.74% - 19.74% Variable
- Balance Transfer APR:11.74% - 19.74% Variable
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Upgrade Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
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First Access VisaĀ® Card
$75.00 for the 1st year, $48.00 after
Annual Fee
35.99%
Regular APR
1%
Earn 1% cash back rewards on payments made to your First Access Credit Card.
Apply now
On the First Access VisaĀ® Card secure website
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 11.74% - 19.74% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 11.74% - 19.74% Variable
- APR for Cash Advances
- 11.74% - 19.74% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $25 annually
- Fees for Balance Transfer
- Either $10 or 4% of the amount of each balance transfer, whichever greater
- Fees for Cash Advances
- Either $10 or 4% of the amount of each balance transfer, whichever greater
- Penalty Fees
- 25.00%
- Return Payment
- Up to $32
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Intro APR period
Features
- Low interest
- No foreign transaction fees
- Fair Credit
About the issuer
Citizens Trust Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Total VisaĀ® Card
Recommended credit score
Rebuilding Credit to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Cash Back on all purchases.
- NonePurchase Intro APR
Apply now
On the Total VisaĀ® Card secure website
See Another Credit Cards in the Bank
Citizens Trust Bank Visa Privilege is an option for those, who need Classic features. With an APR of 11.74% - 19.74% and $25 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Citizens Trust Bank Visa Privilege you will get such features as Low interest, No foreign transaction fees, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Milestone MastercardĀ® website