Visa® Prestige Elite from Citizens Trust Bank Review
Visa® Prestige Elite from Citizens Trust Bank — all information about the credit card.
Updated December 18, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.50% - 15.50% Variable
- Balance Transfer APR:12.50% - 15.50% Variable
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
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Upgrade Triple Cash Rewards Visa®
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Annual Fee
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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on our partner’s site
Citizens Trust Bank Visa® Prestige Elite Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.50% - 15.50% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 12.50% - 15.50% Variable
- APR for Cash Advances
- 12.50% - 15.50% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- $10 or 4%
- Fees for Cash Advances
- $10 or 4%
- Penalty Fees
- 21.00%
- Return Payment
- Up $32
- Late Payment
- Up $35
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No welcome bonus
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Bonus points
- Good Credit
- Excellent Credit
About the issuer
Citizens Trust Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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On Celtic Bank‘s site
See Another Credit Cards in the Bank
Citizens Trust Bank Visa® Prestige Elite is an option for those, who need Classic features. With an APR of 12.50% - 15.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citizens Trust Bank Visa® Prestige Elite you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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on our partner’s site