USES

Visa® Prestige Elite from Citizens Trust Bank Review

Visa® Prestige Elite from Citizens Trust Bank — all information about the credit card.

Updated December 18, 2023
Advertiser Disclosure Our Methodology
Citizens Trust Bank Visa® Prestige Elite
Apply now
Our Rating:
3.64 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.50% - 15.50% Variable
  • Balance Transfer APR:
    12.50% - 15.50% Variable
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Citizens Trust Bank Visa® Prestige Elite Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
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All benefits

  • Points
    • 1x On all purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.50% - 15.50% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 12.50% - 15.50% Variable
  • APR for Cash Advances
    • 12.50% - 15.50% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • $10 or 4%
  • Fees for Cash Advances
    • $10 or 4%
  • Penalty Fees
    • 21.00%
  • Return Payment
    • Up $32
  • Late Payment
    • Up $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No welcome bonus

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

Citizens Trust Bank
Citizens Trust Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Citizens Trust Bank Visa® Prestige Elite is an option for those, who need Classic features. With an APR of 12.50% - 15.50% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Citizens Trust Bank Visa® Prestige Elite you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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