USES

Neiman Marcus from Capital One Review

Neiman Marcus from Capital One ā€” all information about the credit card.

Updated November 08, 2023
Advertiser Disclosure Our Methodology
Capital One Neiman Marcus
Learn more
Our Rating:
2.34 out of 5
scorer
Recommended credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 5x Points for each eligible dollar spent on net purchases of $75,000 or more during a calendar year.
    • 2x Points for each eligible dollar spent on net purchases of $74,999 during a calendar year.
  • Intro Offer:
    • 5,000x InCircle Bonus Points when you open an account and make a qualifying purchase within 30 days in store or online at Neiman Marcus, Bergdorf Goodman, or Horchow.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    30.74% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Upgrade Cash Rewards VisaĀ®
Upgrade Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgradeā€˜s website
Upgrade Triple Cash Rewards VisaĀ® Upgrade
Upgrade Triple Cash Rewards VisaĀ®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgradeā€˜s website
Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bankā€˜s site
Learn more

Capital One Neiman Marcus Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
Neiman Marcus purchases
$
Have you already recieved the Capital One intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x On net purchases of $75,000 or more during a calendar year.
    • 2x On net purchases of $74,999 during a calendar year.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 30.74% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on new purchases, provided you have paid your previous balance in full by the due date each month.

Fees

  • Annual Fee
    • $0
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • High APR

Features

Classic
  • No Annual Fee
  • Rewards
  • Bonus points
  • Fair Credit
  • Good Credit
  • Excellent Credit

About the issuer

Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Ownerā€™s Rewards Card by M1 Celtic Bank
The Ownerā€™s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    Youā€™ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bankā€˜s site
Low income
First Access VisaĀ® The Bank of Missouri
First Access VisaĀ® Card
4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
Apply now
On the First Access VisaĀ® Card secure website
Unsecured
MilestoneĀ® MastercardĀ®
MilestoneĀ® MastercardĀ®
3.5 out of 5
Recommended credit score
score
Poor to Good (300-739)
  • $175
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On Milestone MastercardĀ® website

See Another Credit Cards in the Bank

Capital One Neiman Marcus is an option for those, who need Classic features. With an APR of 30.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Capital One Neiman Marcus you will get such features as No Annual Fee, Rewards, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
First Progress Platinum Prestige MastercardĀ® Secured Synovus Bank
First Progress Platinum Prestige MastercardĀ® Secured Credit Card
3.8 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progressā€™s site