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Visa® Cash Back Business from Black Hills Federal Credit Union Review

Visa® Cash Back Business from Black Hills Federal Credit Union — all information about the credit card.

Updated September 26, 2022
Advertiser Disclosure Our Methodology
Black Hills Federal Credit Union Visa® Cash Back Business
Apply now
Our Rating:
4.86 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 1.5% Cash Back on everyday purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    2.90% Introductory APR for 12 months from account opening
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
Show more

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Black Hills Federal Credit Union Visa® Cash Back Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 1.5% On everyday purchases.
  • Travel
    • $500,000 Travel Accident Insurance.
    • Auto Rental Collision Damage Waiver:
    • A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.

Rate and fee information

  • Purchase Intro APR
    • 2.90% Introductory APR for 12 months from account opening
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • 2.90% Introductory APR for 12 months from account opening
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable
  • How to Avoid Paying Interest
    • Your due date is always the 25th of the month. You will not be charged interest on purchases if you pay your entire balance within 25 days of your statement closing date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Rewards
  • Auto Rental Insurance
  • Good Credit

About the issuer

Black Hills Federal Credit Union
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

See Another Credit Cards in the Bank

Black Hills Federal Credit Union Visa® Cash Back Business is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Black Hills Federal Credit Union Visa® Cash Back Business you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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