How to Choose the Right Black Hills Federal Credit Union Credit Card?
Choosing the best credit card from a specific credit card company can be challenging. Considering Black Hills Federal Credit Union, the three following steps can help you.
First of all, you are to check your credit score. It varies from "Poor” to “Excellent”, and the higher your credit score is, the better Black Hills Federal Credit Union credit card offers and terms are available to you.
Then, you should understand why you need a Black Hills Federal Credit Union credit card and determine the most important aspects your future credit card must have. If you want a credit card to improve your credit score, then look for those with extended grace period and no annual fee. If your aim is to save money on interest, Black Hills Federal Credit Union credit cards with the lowest interest and introductory rates are your best choice. If you are looking for a credit card that will provide you cash rewards, check the rewards program offered by Black Hills Federal Credit Union.
Finally, try tocompare the Black Hills Federal Credit Union credit cards you find the best for you, but now weighing in all the aspects. Overall, an ideal credit card fits the following characteristics: near-zero annual percentage rate (APR), long grace period, low fees, extended credit limit, and numerous rewards and sign-up bonuses. You can easily compare Black Hills Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of Black Hills Federal Credit Union Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Visa® Traditional
| 7.75% - 17.90% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa Signature® Rewards Business
| 7.75% - 17.90% Variable
| $0
| 1x Point on all purchases. | No current offer. |
| Visa® Cash Back Business
| 7.75% - 17.90% Variable
| $0
| 1.5% Cash Back on everyday purchases. | No current offer. |
| Visa® Traditional Business
| 7.75% - 17.90% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Visa Cash Back
| 7.75% - 17.90% Variable
| $0
| 1.5% Cash Back on everyday purchases. | $200 Cash Back after spending $2,000 during first 90 days opening the card. |
| Visa Signature® Rewards
| 7.75% - 17.90% Variable
| $0
| 1x Point on all other purchases. | 15,000x Points after spending $2,000 during the first 90 days after opening the card. |
Conclusion
Black Hills Federal Credit Union has a wide range of credit cards with different features, yet it’s better to find the best one for you.
