USES

Visa Signature® Rewards from Black Hills Federal Credit Union Review

Visa Signature® Rewards from Black Hills Federal Credit Union — all information about the credit card.

Updated October 20, 2022
Advertiser Disclosure Our Methodology
Black Hills Federal Credit Union Visa Signature® Rewards
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all other purchases.
  • Intro Offer:
    • 15,000x Points after spending $2,000 during the first 90 days after opening the card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    2.90% Introductory APR for 12 months from account opening
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
Show more

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Black Hills Federal Credit Union Visa Signature® Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
Have you already recieved the Black Hills Federal Credit Union intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1x On all other purchases.
  • Travel
    • 24 Hour Visa Signature Concierge:
    • Books travel, helps obtain tickets, makes restaurant reservations and shop for the perfect gift.
    • $25,000 Auto Rental Collision Damage Waiver.
    • $1,000,000 Travel Accident Insurance.

Rate and fee information

  • Purchase Intro APR
    • 2.90% Introductory APR for 12 months from account opening
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • 2.90% Introductory APR for 12 months from account opening
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable
  • How to Avoid Paying Interest
    • Your due date is always the 25th of the month. You will not be charged interest on purchases if you pay your entire balance within 25 days of your statement closing date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Rewards
  • Bonus points
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Black Hills Federal Credit Union
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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    Annual Fee
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    Regular APR
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See Another Credit Cards in the Bank

Black Hills Federal Credit Union Visa Signature® Rewards is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Black Hills Federal Credit Union Visa Signature® Rewards you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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