Visa® Traditional Business from Black Hills Federal Credit Union Review
Visa® Traditional Business from Black Hills Federal Credit Union — all information about the credit card.
Updated September 26, 2022
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Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:7.75% - 17.90% Variable
- Balance Transfer APR:7.75% - 17.90% Variable
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Capital One Spark Cash Select for Excellent Credit
None
Annual Fee
18.49% - 24.49%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Capital One Spark Miles for Business
$0
Annual Fee
26.24%
Regular APR
5x
Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
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All benefits
- Travel
- Auto Rental Collision Damage Waiver:
- A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
- $500,000 Travel Accident Insurance.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 7.75% - 17.90% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 7.75% - 17.90% Variable
- APR for Cash Advances
- 7.75% - 17.90% Variable
- How to Avoid Paying Interest
- Your due date is always the 25th of the month. You will not be charged interest on purchases if you pay your entire balance within 25 days of your statement closing date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Cash Back, No Annual Fee, Daily use
Capital One Quicksilver Cash Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
Learn more
on our partner’s site
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Capital One Spark Cash Plus
Recommended credit score
Excellent (740-799)
- $150Annual Fee
- None *Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- None *Purchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Black Hills Federal Credit Union Visa® Traditional Business is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Black Hills Federal Credit Union Visa® Traditional Business you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website