Visa® Traditional Business from Black Hills Federal Credit Union Review
Visa® Traditional Business from Black Hills Federal Credit Union — all information about the credit card.
Updated September 26, 2022
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:7.75% - 17.90% Variable
- Balance Transfer APR:7.75% - 17.90% Variable
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All benefits
- Travel
- Auto Rental Collision Damage Waiver:
- A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
- $500,000 Travel Accident Insurance.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 7.75% - 17.90% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 7.75% - 17.90% Variable
- APR for Cash Advances
- 7.75% - 17.90% Variable
- How to Avoid Paying Interest
- Your due date is always the 25th of the month. You will not be charged interest on purchases if you pay your entire balance within 25 days of your statement closing date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Auto Rental Insurance
- Fair Credit
- Good Credit
About the issuer
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On First Electronic Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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On the First Access Visa® Card secure website
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
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On First Progress’s site
See Another Credit Cards in the Bank
Black Hills Federal Credit Union Visa® Traditional Business is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Black Hills Federal Credit Union Visa® Traditional Business you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site