Visa Cash Back from Black Hills Federal Credit Union Review

Visa Cash Back from Black Hills Federal Credit Union — all information about the credit card.

Black Hills Federal Credit Union Visa Cash Back
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Our Rating:
4.57 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 1.5% Cash Back on everyday purchases.
  • Intro Offer:
    • $200 Cash Back after spending $2,000 during first 90 days opening the card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
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Black Hills Federal Credit Union Visa Cash Back Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
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All benefits

  • Cash back
    • 1.5% On everyday purchases.
  • Travel
    • Travel Accident Insurance:
    • Up to $500,000.
    • Auto Rental Collision Damage Waiver:
    • Type of protection that limits how much a car hire company will charge for repairs.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • 2.90% Intro rate for 12 months
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No balance transfer fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Cashback
  • Rewards
  • Auto Rental Insurance
  • Good Credit

About the issuer

Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
  • 10%
    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
  • None
    Purchase Intro APR
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Black Hills Federal Credit Union Visa Cash Back is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Black Hills Federal Credit Union Visa Cash Back you will get such features as Low interest, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Annual Fee
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