Visa Cash Back from Black Hills Federal Credit Union Review

Visa Cash Back from Black Hills Federal Credit Union ā€” all information about the credit card.

Black Hills Federal Credit Union Visa Cash Back
Apply now
Our Rating:
4.57 out of 5
scorer
Recommended credit score
Good (670-739)
  • Rewards Rate:
    • 1.5% Cash Back on everyday purchases.
  • Intro Offer:
    • $200 Cash Back after spending $2,000 during first 90 days opening the card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
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Black Hills Federal Credit Union Visa Cash Back Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
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All benefits

  • Cash back
    • 1.5% On everyday purchases.
  • Travel
    • Travel Accident Insurance:
    • Up to $500,000.
    • Auto Rental Collision Damage Waiver:
    • Type of protection that limits how much a car hire company will charge for repairs.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • 2.90% Intro rate for 12 months
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No balance transfer fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Cashback
  • Rewards
  • Auto Rental Insurance
  • Good Credit

About the issuer

Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
No Credit History to Fair (0-669)
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    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On First Electronic Bankā€˜s site
First Progress Platinum Prestige MastercardĀ® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
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  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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On First Progressā€™s site
First Progress Platinum Select MastercardĀ® Secured Synovus Bank
First Progress Platinum Select MastercardĀ® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progressā€™s site

Black Hills Federal Credit Union Visa Cash Back is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Black Hills Federal Credit Union Visa Cash Back you will get such features as Low interest, No Annual Fee, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.91 out of 5
Recommended credit score
scorer
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    Youā€™ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bankā€˜s site