Visa Signature® Rewards Business from Black Hills Federal Credit Union Review
Visa Signature® Rewards Business from Black Hills Federal Credit Union — all information about the credit card.
Updated September 26, 2022
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1x Point on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:7.75% - 17.90% Variable
- Balance Transfer APR:7.75% - 17.90% Variable
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Black Hills Federal Credit Union Visa Signature® Rewards Business Rewards Calculator
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All benefits
- Points
- 1x On all purchases.
- Travel
- $1,000,000 Travel Accident Insurance.
- Auto Rental Collision Damage Waiver:
- A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
- 24 Hour Visa Signature Concierge:
- Books travel, helps obtain tickets, makes restaurant reservations and shop for the perfect gift.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 7.75% - 17.90% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 7.75% - 17.90% Variable
- APR for Cash Advances
- 7.75% - 17.90% Variable
- How to Avoid Paying Interest
- Your due date is always the last day of the month. You will not be charged interest on purchases if you pay your entire balance within 30 days of your statement closing day, or the last day of the month, whichever is sooner.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- 18.00%
- Return Payment
- Up to $22
- Late Payment
- Up to $35
Pros & Cons
Pros:
- No annual fee
- No cash advance fee
- No balance transfer fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Bonus points
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Black Hills Federal Credit Union Visa Signature® Rewards Business is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Black Hills Federal Credit Union Visa Signature® Rewards Business you will get such features as Low interest, No Annual Fee, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.