Visa Signature® Rewards Business from Black Hills Federal Credit Union Review

Visa Signature® Rewards Business from Black Hills Federal Credit Union — all information about the credit card.

Updated September 26, 2022
Black Hills Federal Credit Union Visa Signature® Rewards Business
Apply now
Our Rating:
3.78 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
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We recommend more cards

Black Hills Federal Credit Union Visa Signature® Rewards Business Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
How would you like to redeem points?
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All benefits

  • Points
    • 1x On all purchases.
  • Travel
    • $1,000,000 Travel Accident Insurance.
    • Auto Rental Collision Damage Waiver:
    • A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
    • 24 Hour Visa Signature Concierge​:
    • Books travel, helps obtain tickets, makes restaurant reservations and shop for the perfect gift.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable
  • How to Avoid Paying Interest
    • Your due date is always the last day of the month. You will not be charged interest on purchases if you pay your entire balance within 30 days of your statement closing day, or the last day of the month, whichever is sooner.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • 18.00%
  • Return Payment
    • Up to $22
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Bonus points
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
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    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
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Upgrade Triple Cash Rewards Visa® Upgrade
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4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

Black Hills Federal Credit Union Visa Signature® Rewards Business is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Black Hills Federal Credit Union Visa Signature® Rewards Business you will get such features as Low interest, No Annual Fee, Bonus points, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.62 out of 5
Recommended credit score
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    Regular APR
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    Purchase Intro APR
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