USES

Visa® Traditional from Black Hills Federal Credit Union Review

Visa® Traditional from Black Hills Federal Credit Union — all information about the credit card.

Updated September 26, 2022
Advertiser Disclosure Our Methodology
Black Hills Federal Credit Union Visa® Traditional
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Our Rating:
3.98 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    2.90% Introductory APR for 12 months from account opening
  • Regular APR:
    7.75% - 17.90% Variable
  • Balance Transfer APR:
    7.75% - 17.90% Variable
Show more

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All benefits

  • Travel
    • $500,000 Travel Accident Insurance.
    • Auto Rental Collision Damage Waiver:
    • A collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.

Rate and fee information

  • Purchase Intro APR
    • 2.90% Introductory APR for 12 months from account opening
  • Purchase APR
    • 7.75% - 17.90% Variable
  • Intro Balance Transfer APR
    • 2.90% Introductory APR for 12 months from account opening
  • Balance Transfers APR
    • 7.75% - 17.90% Variable
  • APR for Cash Advances
    • 7.75% - 17.90% Variable
  • How to Avoid Paying Interest
    • Your due date is always the 25th of the month. You will not be charged interest on purchases if you pay your entire balance within 25 days of your statement closing date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
View all Rates & Fees

Pros & Cons

Pros:
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • Low interest
  • No Annual Fee
  • Auto Rental Insurance
  • Fair Credit
  • Good Credit

About the issuer

Black Hills Federal Credit Union
Black Hills Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Black Hills Federal Credit Union Visa® Traditional is an option for those, who need Classic features. With an APR of 7.75% - 17.90% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Black Hills Federal Credit Union Visa® Traditional you will get such features as Low interest, No Annual Fee, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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