- Issuer name:CCBank®
- Details:
Today Card™ Mastercard® from the Capital Community bank is a credit card tailored for people with a poor credit score who want to rebuild their credit history. The card operates like any other unsecured credit card. Successful applicants gain access to a credit line that does not require a security deposit.
Even though the fees might seem hefty, it isn’t overly excessive. The Today Card Mastercard features an annual fee of $120, which is billed as $10 per month.
- Pros:
- Zero liability fraud protection
- Automatic Payments to make sure you always pay on or before your due date
- Useful app to monitor purchases, payments, and your current balance with customizable alerts
- Unlimited access to your TransUnion® credit score, and score changes alerts
- Cons:
- Annual fee of $120, but it's divided into twelve $10 monthly payments
- Purchase APR might seem pretty high
- Balance Transfers and Cash Advances aren't available
- 3% foreign transaction fee
- Benefits: