Capital Bank OpenSky® Secured Visa® best for 18 year old
Annual fee:
$35 annually
Regular APR:
25.64% Variable
Credit score
No Credit History to Good (0-739)
- Issuer name:Capital Bank
- Details:
With Secured Visa® Credit Card your credit limit is defined by your refundable deposit, as low as $200 and up to $3000*. You’re the one who decides what’s best for you.
Use your card to make purchases like gas or groceries, or for recurring bills like your phone, without changing your total monthly budget. Equifax®, Experian® and TransUnion® get reports every month — that's important to help you quickly improve your credit score.
- Pros:
- No credit check required
- Does not require a bank account
- Reports to three major credit bureaus
- Low minimum cash deposit
- Cons:
- High annual fee
- High Foreign Transaction Fee
- No Rewards
- No Signup Bonus
- Benefits:
- No credit check necessary to apply;
- Reports to three major credit bureaus;
- Build credit quickly;
- Doesn't require a bank account.
Card detail