BrightStar Credit Union Credit Cards

We found 4 BrightStar Credit Union credit cards. Read on to get more insights.

By Hanna Volkava
Updated November 01, 2024

Best Credit Cards in November 2024

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BrightStar Visa Platinum Cash Rewards
Annual fee:
$0
Regular APR:
13.99% - 18.00% Variable
Our Rating:
4.17
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash rewards on all purchases.
  • Purchase Intro APR:
    0% Introductory APR on purchases for the first 6 billing cycles of the account
  • Balance Transfer APR:
    13.99% - 18.00% Variable
  • Issuer name:
    BrightStar Credit Union
  • Details:

    The BrightStar Visa Platinum Cash Rewards Credit Card earns 1.5% Cash Back on all purchases.

    The Visa Platinum Cash Rewards Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases. In addition, there is a 0% introductory APR period for 12 billing cycles on balance transfers made within 60 days of account opening. After that, the variable APR is 13.99% - 18.00%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1.5% Cash Back on all purchases;
    • NortonLifeLock™ Identity Theft Protection;
    • Extended Warranty Protection.
Card detail
BrightStar Credit Union Educator Rewards Visa® Platinum
Annual fee:
$0
Regular APR:
13.99% - 18.00% Variable
Our Rating:
3.66
scorer
Credit score
Good to Excellent (670-799)
  • Purchase Intro APR:
    0% Introductory APR on purchases for the first 12 billing cycles of the account
  • Balance Transfer APR:
    3.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the account
    13.99% - 18.00% Variable
  • Issuer name:
    BrightStar Credit Union
  • Details:

    The BrightStar Credit Union Educator Rewards Visa® Platinum Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 billing cycles on purchases (3.99% on balance transfers). After that, the variable APR is 13.99% - 18.00%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Travel Benefits;
    • NortonLifeLock™ Identity Theft Protection.
Card detail
BrightStar Credit Union Visa® Platinum
Annual fee:
$0
Regular APR:
13.99% - 18.00% Variable
Our Rating:
3.39
scorer
Credit score
No Credit History to Good (0-739)
  • Purchase Intro APR:
    0% Introductory APR on purchases for the first 6 billing cycles of the account
  • Balance Transfer APR:
    4.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the Account
    13.99% - 18.00% Variable
  • Issuer name:
    BrightStar Credit Union
  • Details:

    The BrightStar Credit Union Visa® Platinum Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 billing cycles on purchases. The Card offers an intro APR rate on balance transfers of 4.99% for a period of 12 billing cycles (within 60 days of the approval). After that, the variable APR is 13.99% - 18.00%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Credit limits up to $50,000;
    • NortonLifeLock™ Identity Theft Protection;
    • Extended Warranty Protection;
    • Travel and Emergency Assistance Services;
    • Accident Rental Insurance;
    • Luggage Insurance;
    • Roadside Dispatch;
    • Travel Accident Insurance.
Card detail
BrightStar Business Elite Rewards
Annual fee:
$0
Regular APR:
14.99% Variable
Our Rating:
3.16
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Points on every purchase.
  • Purchase Intro APR:
    0% Intro APR on Purchases for 12 months
  • Balance Transfer APR:
    3.99% Intro APR on Balance transfers for 12 months
    14.99% Variable
  • Issuer name:
    BrightStar Credit Union
  • Details:

    The BrightStar Business Elite Rewards Credit Card doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 12 months on purchases (3.99% on balance transfers). After that, the variable APR is 14.99%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1x points on every purchase;
    • Credit limits up to $50,000;
    • Premium purchase protection and extended warranty;
    • NortonLifeLock™ Identity Theft Protection;
    • Luggage Insurance;
    • Travel Accident Insurance.
Card detail

How to Choose the Right BrightStar Credit Union Credit Card?

Choosing the best credit card from a specific credit card company is quite difficult. Considering BrightStar Credit Union, the three following steps will make your decision process easier.

First of all, you should figure out your credit score. It can vary from "Poor” to “Excellent”, and the higher your credit score is, the better BrightStar Credit Union options of credit cards are available to you.

Then, you should decide on why you need a BrightStar Credit Union credit card and determine the most crucial features your future credit card must have. If you want a credit card to improve your credit, look for those with large grace period and no annual fee. If you want to save money on interest, BrightStar Credit Union credit cards with the smallest interest and long intro offer are your best choice. If you need a credit card that will provide you cash, points, or miles rewards, check the rewards program the BrightStar Credit Union offers.

Finally, try tocompare the BrightStar Credit Union credit cards you think are the best for you, but taking into consideration all the features. Overall, the perfect credit card fits the following characteristics: low interest rate, long grace period, low fees, extended credit limit, and generous rewards and sign-up bonuses. You can easily compare BrightStar Credit Union credit cards in the table below.

Side-by-Side Comparison of BrightStar Credit Union Credit Cards

Card Name APR Annual fee Rewards Intro offer
Visa Platinum Cash Rewards 13.99% - 18.00% Variable $0
  • 1.5% Cash rewards on all purchases.
  • No current offer.
  • Educator Rewards Visa® Platinum 13.99% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Visa® Platinum 13.99% - 18.00% Variable $0
  • This card doesn't offer cash back, miles or points.
  • No current offer.
  • Business Elite Rewards 14.99% Variable $0
  • 1x Points on every purchase.
  • No current offer.
  • Conclusion

    Today, BrightStar Credit Union provides a wide range of credit cards with numerous options, yet it’s better to find the one that designed for you.

    Hanna VolkavaHanna Volkava

    Financial and product expert

    hv@myfin.us