Educator Rewards Visa® Platinum from BrightStar Credit Union Review
Educator Rewards Visa® Platinum from BrightStar Credit Union — all information about the credit card.
Updated December 18, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR on purchases for the first 12 billing cycles of the account
- Regular APR:13.99% - 18.00% Variable
- Balance Transfer APR:3.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the account
13.99% - 18.00% Variable
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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All benefits
- Travel
- Accident Insurance:
- Accident insurance is an extra layer of protection that pays you cash when you suffer an unexpected, qualifying accident.
- Auto Rental Insurance:
- Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
- Luggage Insurance:
- Baggage insurance is a form of travel insurance that provides financial protection against lost, damaged, or stolen checked-in or carry-on baggage.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR on purchases for the first 12 billing cycles of the account
- Purchase APR
- 13.99% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 3.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the account
13.99% - 18.00% Variable
- 3.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the account
- APR for Cash Advances
- 13.99% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $1.00
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Baggage Delay Insurance
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
BrightStar Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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On Upgrade‘s website
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Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
BrightStar Credit Union Educator Rewards Visa® Platinum is an option for those, who need Platinum features. With an APR of 13.99% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BrightStar Credit Union Educator Rewards Visa® Platinum you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
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- *see terms*Annual Fee
- 35.90%Regular APR
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- NonePurchase Intro APR
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