Educator Rewards Visa® Platinum from BrightStar Credit Union Review

All benefits

• Travel
  • Accident Insurance:
  • Accident insurance is an extra layer of protection that pays you cash when you suffer an unexpected, qualifying accident.
  • Auto Rental Insurance:
  • Rental car insurance protects you against the cost of damages that may occur when renting a vehicle.
  • Luggage Insurance:
  • Baggage insurance is a form of travel insurance that provides financial protection against lost, damaged, or stolen checked-in or carry-on baggage.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR on purchases for the first 12 billing cycles of the account
• Purchase APR
  • 13.99% - 18.00% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 3.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the account
    13.99% - 18.00% Variable
• APR for Cash Advances
  • 13.99% - 18.00% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• Baggage Delay Insurance
• Auto Rental Insurance
• Good Credit
• Excellent Credit