Visa® Platinum from BrightStar Credit Union Review

All benefits

• Travel
  • Accident Rental Insurance:
  • Simply charge the full amount of your auto rental to your covered card and Advantage has you covered.
  • Luggage Insurance:
  • Simply charge your common carrier fare (Bus, Plane, or Train) to your card and you are eligible to be reimbursed for amounts actually paid, for direct physical loss or damage to suitcases and the personal property contained therein, if the loss or damage occurs when checked in or carried on to a common carrier.
  • Roadside Dispatch:
  • Roadside Dispatchis a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you.
  • Travel Accident Insurance:
  • Travel accident insurance is a specialized type of travel insurance plan. Essentially, it acts as life insurance and insurance against accidental death and dismemberment in the case of a travel accident.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR on purchases for the first 6 billing cycles of the account
• Purchase APR
  • 13.99% - 18.00% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 4.99% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles of the Account
    13.99% - 18.00% Variable
• APR for Cash Advances
  • 13.99% - 18.00% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• Purchase Protection
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Auto Rental Insurance
• 24/7 Travel Assistant
• Poor Credit
• Fair Credit
• Good Credit