Visa Platinum Cash Rewards from BrightStar Credit Union Review

All benefits

• Cash back
  • 1.5% On all purchases.
• Travel
  • Travel and Emergency Assistance Services:
  • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home. The Benefit Administrator can connect You with the appropriate local emergency and assistance resources available, 24 hours a day, 365 days a year.
  • Accident Rental Insurance:
  • Simply charge the full amount of your auto rental to your covered card and Advantage has you covered. Unlike other programs that require you to first submit an insurance claim to your personal automobile insurance carrier, Advantage provides a first line of defense. The Advantage program is Primary and first dollar with no deductible.
  • Luggage Insurance:
  • Simply charge your common carrier fare (Bus, Plane, or Train) to your card and you are eligible to be reimbursed for amounts actually paid, for direct physical loss or damage to suitcases and the personal property contained therein, if the loss or damage occurs when checked in or carried on to a common carrier.
  • Roadside Dispatch:
  • The program provides you with security and convenience wherever your travels take you.
  • Travel Accident Insurance:
  • Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.

Rate and fee information

• Purchase Intro APR
  • 0% Introductory APR on purchases for the first 6 billing cycles of the account
• Purchase APR
  • 13.99% - 18.00% Variable
• Intro Balance Transfer APR
  • 0% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles
• Balance Transfers APR
  • 13.99% - 18.00% Variable
• APR for Cash Advances
  • 13.99% - 18.00% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

Pros & Cons

Features

• 0% Intro APR
• Low interest
• No Annual Fee
• Rewards
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Auto Rental Insurance
• 24/7 Travel Assistant
• Fair Credit
• Good Credit
• Excellent Credit