Visa Platinum Cash Rewards from BrightStar Credit Union Review
Visa Platinum Cash Rewards from BrightStar Credit Union ā all information about the credit card.
- Rewards Rate:
- 1.5% Cash rewards on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR on purchases for the first 6 billing cycles of the account
- Regular APR:13.99% - 18.00% Variable
- Balance Transfer APR:13.99% - 18.00% Variable
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BrightStar Credit Union Visa Platinum Cash Rewards Rewards Calculator
Follow these simple steps to make the most of BrightStar Credit Union Visa Platinum Cash Rewards credit card:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with BrightStar Credit Union Visa Platinum Cash Rewards.
- All purchases
All benefits
- Cash back
- 1.5% On all purchases.
- Travel
- Travel and Emergency Assistance Services:
- Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home. The Benefit Administrator can connect You with the appropriate local emergency and assistance resources available, 24 hours a day, 365 days a year.
- Accident Rental Insurance:
- Simply charge the full amount of your auto rental to your covered card and Advantage has you covered. Unlike other programs that require you to first submit an insurance claim to your personal automobile insurance carrier, Advantage provides a first line of defense. The Advantage program is Primary and first dollar with no deductible.
- Luggage Insurance:
- Simply charge your common carrier fare (Bus, Plane, or Train) to your card and you are eligible to be reimbursed for amounts actually paid, for direct physical loss or damage to suitcases and the personal property contained therein, if the loss or damage occurs when checked in or carried on to a common carrier.
- Roadside Dispatch:
- The program provides you with security and convenience wherever your travels take you.
- Travel Accident Insurance:
- Travel accident insurance protects you abroad from the financial consequences that can arise from accidents.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR on purchases for the first 6 billing cycles of the account
- Purchase APR
- 13.99% - 18.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR on new accounts within 60 days of the approval, for the first 12 billing cycles
- Balance Transfers APR
- 13.99% - 18.00% Variable
- APR for Cash Advances
- 13.99% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $1.00
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
- No Annual Fee
- Intro APR period
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Rewards
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Auto Rental Insurance
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
BrightStar Credit Union Visa Platinum Cash Rewards is an option for those, who need Platinum features. With an APR of 13.99% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With BrightStar Credit Union Visa Platinum Cash Rewards you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.