Business Platinum Mastercard® from BMO Harris Bank Review

Business Platinum Mastercard® from BMO Harris Bank — all information about the credit card.

BMO Harris Bank Business Platinum Mastercard®
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Our Rating:
3.72 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 18 months from account opening date
  • Regular APR:
    16.49% - 25.49% Variable
  • Balance Transfer APR:
    16.49% - 25.49% Variable
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All benefits

  • Travel
    • MasterRental®:
    • Pays for covered damages (physical damage and theft) to a rental vehicle when you pay for the rental with your Mastercard and you decline the optional collision/damage coverage offered by the rental company.
    • Mastercard Global Service™:
    • Get answers to your card-related questions anytime, anywhere. Call 1-800-Mastercard or 1-800-627-8372. Mastercard Global Service can help you report a lost or stolen card, get an emergency card replacement or cash advance, find an ATM location and more.
    • Master RoadAssist®:
    • Get quick access to emergency roadside assistance including jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.
    • Travel Assistance Services:
    • Get helpful pre-trip destination information including visa / passport requirements, immunization recommendations and help with lost or stolen travel documents and luggage. You can also get referrals to a network of physicians, arrange hospital transfers and get recommendations for attorneys, local embassies and consulates, if you’re traveling more than 100 miles from home.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 18 months from account opening date
  • Purchase APR
    • 16.49% - 25.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 18 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Balance Transfers APR
    • 16.49% - 25.49% Variable
  • APR for Cash Advances
    • 32.49% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $39
  • Late Payment
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
Contactless
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

BMO Harris Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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  • None
    Annual Fee
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    Regular APR
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    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
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Recommended credit score
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    Regular APR
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BMO Harris Bank Business Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 16.49% - 25.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BMO Harris Bank Business Platinum Mastercard® you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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