USES

Platinum Mastercard® from BMO Harris Bank Review

Platinum Mastercard® from BMO Harris Bank — all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
BMO Harris Bank Platinum Mastercard®
Apply now
Our Rating:
3.53 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 15 months from account opening date
  • Regular APR:
    18.24% - 26.24% Variable
  • Balance Transfer APR:
    18.24% - 26.24% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 15 months from account opening date
  • Purchase APR
    • 18.24% - 26.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Balance Transfers APR
    • 18.24% - 26.24% Variable
  • APR for Cash Advances
    • 32.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Good Credit
  • Excellent Credit

About the issuer

BMO Harris Bank
BMO Harris Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

BMO Harris Bank Platinum Mastercard® is an option for those, who need Platinum features. With an APR of 18.24% - 26.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BMO Harris Bank Platinum Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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