USES

Business Platinum Rewards Mastercard® from BMO Harris Bank Review

Business Platinum Rewards Mastercard® from BMO Harris Bank — all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
BMO Harris Bank Business Platinum Rewards Mastercard®
Apply now
Our Rating:
4.66 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on all purchases.
  • Intro Offer:
    • 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for nine months from account opening date
  • Regular APR:
    20.49% - 29.49% Variable
  • Balance Transfer APR:
    20.49% - 29.49% Variable
Show more

We recommend more cards

Divvy Cross River Bank
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Apply now

BMO Harris Bank Business Platinum Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
Have you already recieved the BMO Harris Bank intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 1.5x On all purchases.
  • Travel
    • MasterRental®:
    • Pays for covered damages (physical damage and theft) to a rental vehicle when you pay for the rental with your Mastercard and you decline the optional collision/damage coverage offered by the rental company.footnote
    • Travel Assistance Services:
    • Get helpful pre-trip destination information including visa / passport requirements, immunization recommendations and help with lost or stolen travel documents and luggage. You can also get referrals to a network of physicians, arrange hospital transfers and get recommendations for attorneys, local embassies and consulates, if you’re traveling more than 100 miles from home.
    • Master RoadAssist®:
    • Get quick access to emergency roadside assistance including jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for nine months from account opening date
  • Purchase APR
    • 20.49% - 29.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for nine months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Balance Transfers APR
    • 20.49% - 29.49% Variable
  • APR for Cash Advances
    • 32.49% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $39
  • Late Payment
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

BMO Harris Bank
BMO Harris Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

The Owner’s Rewards Card by M1 Celtic Bank
The Owner’s Rewards Card by M1
Celtic Bank
3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
Apply now
On Celtic Bank‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site
First Progress Platinum Select Mastercard® Secured Synovus Bank
First Progress Platinum Select Mastercard® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 18.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site

See Another Credit Cards in the Bank

BMO Harris Bank Business Platinum Rewards Mastercard® is an option for those, who need Platinum features. With an APR of 20.49% - 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BMO Harris Bank Business Platinum Rewards Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Unsecured
Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
1.47 out of 5
Recommended credit score
scorer
No Credit History to Fair (0-669)
  • *see terms*
    Annual Fee
  • 35.9%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Apply now
On First Electronic Bank‘s site