Business Platinum Rewards Mastercard® from BMO Harris Bank Review
Business Platinum Rewards Mastercard® from BMO Harris Bank — all information about the credit card.
Updated December 04, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5x Points for every $1 spent on all purchases.
- Intro Offer:
- 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for nine months from account opening date
- Regular APR:20.49% - 29.49% Variable
- Balance Transfer APR:20.49% - 29.49% Variable
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BMO Harris Bank Business Platinum Rewards Mastercard® Rewards Calculator
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All benefits
- Points
- 1.5x On all purchases.
- Travel
- MasterRental®:
- Pays for covered damages (physical damage and theft) to a rental vehicle when you pay for the rental with your Mastercard and you decline the optional collision/damage coverage offered by the rental company.footnote
- Travel Assistance Services:
- Get helpful pre-trip destination information including visa / passport requirements, immunization recommendations and help with lost or stolen travel documents and luggage. You can also get referrals to a network of physicians, arrange hospital transfers and get recommendations for attorneys, local embassies and consulates, if you’re traveling more than 100 miles from home.
- Master RoadAssist®:
- Get quick access to emergency roadside assistance including jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for nine months from account opening date
- Purchase APR
- 20.49% - 29.49% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for nine months from date of first transfer when transfers are completed within 90 days from date of account opening
- Balance Transfers APR
- 20.49% - 29.49% Variable
- APR for Cash Advances
- 32.49% Variable
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 4% of the amount of each balance transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 5% of the amount of each cash advance, whichever is greater
- Return Payment
- $39
- Late Payment
- $39
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Extended Warranty Protection
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
BMO Harris Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
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- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- N/A%Purchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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See Another Credit Cards in the Bank
BMO Harris Bank Business Platinum Rewards Mastercard® is an option for those, who need Platinum features. With an APR of 20.49% - 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BMO Harris Bank Business Platinum Rewards Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.