Business Platinum Rewards Mastercard® from BMO Harris Bank Review

Business Platinum Rewards Mastercard® from BMO Harris Bank — all information about the credit card.

BMO Harris Bank Business Platinum Rewards Mastercard®
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Our Rating:
4.66 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points for every $1 spent on all purchases.
  • Intro Offer:
    • 25,000x Bonus rewards points when you spend $3,000 within 3 months of account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for nine months from account opening date
  • Regular APR:
    20.49% - 29.49% Variable
  • Balance Transfer APR:
    20.49% - 29.49% Variable
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BMO Harris Bank Business Platinum Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
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How would you like to redeem points?
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All benefits

  • Points
    • 1.5x On all purchases.
  • Travel
    • MasterRental®:
    • Pays for covered damages (physical damage and theft) to a rental vehicle when you pay for the rental with your Mastercard and you decline the optional collision/damage coverage offered by the rental company.footnote
    • Travel Assistance Services:
    • Get helpful pre-trip destination information including visa / passport requirements, immunization recommendations and help with lost or stolen travel documents and luggage. You can also get referrals to a network of physicians, arrange hospital transfers and get recommendations for attorneys, local embassies and consulates, if you’re traveling more than 100 miles from home.
    • Master RoadAssist®:
    • Get quick access to emergency roadside assistance including jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for nine months from account opening date
  • Purchase APR
    • 20.49% - 29.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for nine months from date of first transfer when transfers are completed within 90 days from date of account opening
  • Balance Transfers APR
    • 20.49% - 29.49% Variable
  • APR for Cash Advances
    • 32.49% Variable

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • $39
  • Late Payment
    • $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
Contactless
  • 0% Intro APR
  • No Annual Fee
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Extended Warranty Protection
  • Auto Rental Insurance
  • 24/7 Travel Assistant
  • Good Credit
  • Excellent Credit

About the issuer

BMO Harris Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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Recommended credit score
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    Annual Fee
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    Regular APR
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BMO Harris Bank Business Platinum Rewards Mastercard® is an option for those, who need Platinum features. With an APR of 20.49% - 29.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With BMO Harris Bank Business Platinum Rewards Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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