Premium Rewards Mastercard® from BMO Harris Bank Review

All benefits

• Points
  • 3x On eligible dining, hotels, and airfare, up to $2,500 in combined spend each calendar quarter.
  • 1x On all other eligible purchases.
• Travel
  • Priceless® Cities:
  • Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders.
  • Priority Pass Select:
  • Let Priority Pass Select be your key to over 850 airport VIP lounges worldwide, and 2 complimentary visits to participating lounges.
  • No foreign transaction fees:
  • No foreign transaction fees regardless of where you’re doing your spending.
  • Lost or Damaged Luggage Insurance:
  • Reimburses you for the actual cost of repairing or replacing your checked or carry-on luggage if it’s lost or damaged.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 20.24% - 28.24% Variable
• Intro Balance Transfer APR
  • 0% Introductory APR for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
• Balance Transfers APR
  • 20.24% - 28.24% Variable
• APR for Cash Advances
  • 32.49% Variable
• How to Avoid Paying Interest
  • Your due date is at least 21 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

Pros & Cons

Features

• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Extended Warranty Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Excellent Credit