FIT™ Platinum Mastercard®Limited offer

Unsecured

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On Continental Finance site

Best Platinum Credit Cards of March 2025

Compare 97 platinum credit cards on Myfin.us.

Updated March 21, 2025

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FIT™ Platinum Mastercard®

See terms

Annual Fee

35.90%

Regular APR

This card doesn't offer cash back, miles or points.

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On Continental Finance site

Surge® Platinum Mastercard®

Celtic Bank

$75 - $125

Annual Fee

35.90%

Regular APR

This card doesn't offer cash back, miles or points.

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On Celtic Bank‘s site

First Progress Platinum Prestige Mastercard® Secured Credit Card

$49

Annual Fee

14.24%

Regular APR

Cash Back rewards on payments.

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On First Progress’s site

First Progress Platinum Select Mastercard® Secured Credit Card

$39

Annual Fee

18.24%

Regular APR

Cash Back on payments made to your First Progress Secured credit card account.

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On First Progress’s site

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Best Credit Cards for Platinum in March 2025

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FIT™ Platinum Mastercard® best for Unsecured

FIT™ Platinum Mastercard®

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Annual fee:

See terms

Regular APR:

35.90% Fixed

Our Rating:

3.9

Credit score

No Credit History to Poor (0-579)

Issuer name:
The Bank of Missouri
Details:
The FIT™ Platinum Mastercard® Credit Card helps to rebuild or build your credit.
The monthly maintenance fee for the second year will be $150 per year ($12.50 per month). The Processing Fee is $95 (one-time fee).
The FIT™ Platinum Mastercard® Credit Card has an initial credit limit of $400. Use your FIT card at locations everywhere Mastercard is accepted.
Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.
Read full review

Pros:
- Low eligibility requirements
- Reasonable credit limit
- No Security deposit
- Credit Score Access
Cons:
- High extra fees
- High APR
- Foreign Transaction Fee
- No reward program
- No Sign up Bonus

Benefits:
- $400 Initial Credit Limit;
- Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit;
- Unsecured credit card requires No Security Deposit;
- Perfect card for everyday purchases and unexpected expenses;
- Monthly reporting to the three major credit bureaus;
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements);
- Use your card everywhere Mastercard is accepted at millions of locations;
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).

View all FIT™ Platinum Mastercard® details

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On Continental Finance site

Card detail

Celtic Bank Surge® Platinum Mastercard® best for Walmart purchases

Celtic Bank Surge® Platinum Mastercard®

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Annual fee:

$75 - $125

Regular APR:

35.90% Fixed

Our Rating:

3.2

Credit score

No Credit History to Poor (0-579)

Issuer name:
Celtic Bank
Details:
The Surge® Platinum Mastercard® credit card's APR range is 35.90% Fixed.
This unsecured credit card can be used as an effective tool to build credit as the issuer reports your monthly payments to the three major credit bureaus — TransUnion, Experian, Equifax.
Read full review

Pros:
- Monthly Credit Reporting
- Free Monthly Credit Score
- Prequalification Without a Hard Check
Cons:
- High Annual Fee
- Relatively Low Credit Limit
- Foreign Transaction Fee
- Monthly Maintenance Fee After the 1st year
- High APR

Benefits:
- Up to $1,000 Initial Credit Limit;
- See if you Pre-Qualify with No Impact to your Credit Score;
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit;
- Responsible use can lead to a Credit Limit Increase offer in as few as 6 months;
- Unsecured credit card requires No Security Deposit;
- Perfect card for everyday purchases and unexpected expenses;
- Monthly reporting to the three major credit bureaus;
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements);
- Use your card everywhere Mastercard is accepted at millions of locations;
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).

View all Surge® Platinum Mastercard® details

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On Celtic Bank‘s site

Card detail

First Progress Platinum Prestige Mastercard® Secured Credit Card

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First Progress Platinum Prestige Mastercard® Secured Synovus Bank

Annual fee:

$49 annually

Regular APR:

14.24% Variable

Our Rating:

3.8

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back rewards on payments.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Prestige Mastercard® Secured Credit Card is a secured credit card for people with a limited credit history.
The Card earns 1% Cash Back rewards on payments.
The First Progress Platinum Prestige Mastercard® comes with an annual fee of $49. The card's APR: 14.24% (Variable for purchases), 23.24% (Variable for cash advances).
Read full review

Pros:
- Low APR for Purchases
- No Minimum Credit Score Required
- Reports to Three Major Credit Bureaus
- Suitable Range of Credit Limit
Cons:
- High Annual Fee
- High Transaction Fees on Cash Advance
- High Penalty Fees
- Foreign Transaction Fees

Benefits:
- Have you Received your Tax Refund? Apply for First Progress today to Take Charge of your Financial Goals;
- Earn 1% Cash Back Rewards with First Progress Prestige;
- Apply now and fund your security deposit over 90 days with the option to make partial payments;
- You Can’t Rebuild credit with a Debit Card. Try First Progress Today;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.
- All credit types welcome to apply;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Prestige Mastercard® Secured details

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On First Progress’s site

Card detail

First Progress Platinum Select Mastercard® Secured Credit Card

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First Progress Platinum Select Mastercard® Secured Synovus Bank

Annual fee:

$39 annually

Regular APR:

18.24% Variable

Our Rating:

3.5

Credit score

No Credit History to Fair (0-669)

Rewards Rate:
- 1% Cash Back on payments made to your First Progress Secured credit card account.

Issuer name:
Synovus Bank
Details:
The First Progress Platinum Select MasterCard® Secured is designed to help cardholders build credit with no credit check or minimum credit score required to apply.
The First Progress Platinum Select MasterCard® Secured Credit Card earns 1% Cash Back on payments made to your First Progress Secured credit card account.
The card's APR: 18.24% (Variable for Purchases), 24.24% (Variable for Cash Advances).
The First Progress Platinum Select MasterCard® has an annual fee of $39. Plus, the card has a foreign transaction fee of 3%.
Read full review

Pros:
- No credit history required
- No Minimum Credit Score needed
- Low Annual Percentage Rates
Cons:
- Annual Fee
- Foreign Transaction Fee

Benefits:
- Have you Received your Tax Refund? Apply for First Progress today to Take Charge of your Financial Goals;
- Get a First Progress Select Card and Earn 1% Cash Back Rewards;
- Secure your credit line with your refundable security deposit – choose from $200 - $2,000 - with the ability to increase up to $5,000 over time;
- Choose the First Progress Select Card for a lower annual fee;
- All credit types welcome to apply;
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion;
- Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

View all First Progress Platinum Select Mastercard® Secured details

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On First Progress’s site

Card detail

NASA Federal Credit Union Visa® Platinum Advantage Rewards

NASA FCU Visa® Platinum Advantage Rewards

Annual fee:

Regular APR:

14.65% - 17.99% Variable

Our Rating:

3.46

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 1x Point for every $1 you spend on all purchases.
Balance Transfer APR:
9.90% - 17.99% Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening
14.65% - 17.99% Variable

Issuer name:
NASA Federal Credit Union
Details:
The NASA FCU Visa® Platinum Advantage Rewards Credit Card doesn't charge an annual fee.
The Card earns 1x point on all purchases. Redeem your points for merchandise, gift cards and more on the Platinum Advantage Rewards Site.
The APR for purchases is 14.65% - 17.99% (Variable).

Pros:
- No Annual Fee
- No Foreign Transaction Fee
- No extra fees
Cons:
- No welcome bonus
- Penalty APR

Benefits:
- 1x point for every $1 you spend on all purchases;
- 24/7 emergency assistance;
- Fraud Protection;
- Extended Warranty Coverage.

View all Visa® Platinum Advantage Rewards details

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Clearview® Federal Credit Union Platinum Mastercard®

Annual fee:

Regular APR:

12.24% - 18.00% Variable

Our Rating:

3.51

Credit score

Good (670-739)

Balance Transfer APR:
12.24% - 18.00% Variable

Issuer name:
Clearview® Federal Credit Union
Details:
The Clearview® Platinum Mastercard® Credit Card doesn't charge an annual fee.
The Card's APR is 12.24% - 18.00% Variable.

Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No rewards

Benefits:
- 25-day grace period on purchases;
- Emergency cash and card replacement;
- Mastercard Global Service™;
- Mastercard Airport Concierge™;
- Mastercard ID Theft Protection™;
- Priceless Cities;
- Mastercard Golf.

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First Technology Federal Credit Union Platinum Secured Mastercard®

Annual fee:

Regular APR:

14.25% - 18.00% Variable

Our Rating:

2.63

Credit score

No Credit History to Poor (0-579)

Rewards Rate:
- 1x Point for every dollar spent on your everyday purchases.

Issuer name:
First Technology Federal Credit Union
Details:
The First Tech® Platinum Secured Mastercard® Credit Card doesn't charge an annual fee.
The Card earns 1x point on all purchases. Use your points for travel, merchandise, gift cards and more.
The APR for purchases is 14.25% - 18.00% (Variable).

Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- Balance transfers are not available
- No Intro APR period

Benefits:
- 1x point for every dollar spent on your everyday purchases;
- Digital Wallet;
- Identity Theft Resolution Services;
- Mastercard Global Service™.

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Card detail

San Diego County Credit Union® Cash Rewards Visa® Platinum

Annual fee:

Regular APR:

12.99% - 22.99%

Our Rating:

3.13

Credit score

Fair to Good (580-739)

Rewards Rate:
- 1% Cash Back on all purchases.
Balance Transfer APR:
16.99% - 26.99%

Issuer name:
San Diego County Credit Union®
Details:
The SDCCU Cash Rewards Visa® Platinum Credit Card doesn't charge an annual fee.
The Card earns 1% Cash Back on all purchases. The APR for purchases is 12.99% - 22.99% (16.99% - 26.99% for balance transfers).

Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
- No Intro APR period

Benefits:
- 1% Cash Back on all purchases;
- No limit on the cash rewards you can earn.

View all Cash Rewards Visa® Platinum details

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Card detail

University Credit Union Rewards Mastercard®

Annual fee:

Regular APR:

12.75% - 17.99% Variable

Our Rating:

4.18

Credit score

Good to Excellent (670-799)

Rewards Rate:
- 2x Points for every dollar spent on purchases at gas stations, grocery stores, and pharmacies.
- 1x Points on all other purchases.
Intro Offer:
- 2,500x Bonus points when you charge $1,000 in the first three months after opening your new account.
Balance Transfer APR:
12.75% - 17.99% Variable

Issuer name:
University Credit Union
Details:
The University Credit Union Rewards Mastercard® Credit Card earns 2,500 points when you charge $1,000 in the first three months after opening your new account. The Card offers 2x points for every dollar spent on purchases at gas stations, grocery stores, pharmacies and 1x point on all other purchases.
The Rewards Mastercard® doesn't charge an annual fee.
The APR for purchases is 12.75% - 17.99 Variable.

Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee

Benefits:
- 2,500 points (when you charge $1,000 in the first three months after opening your new account);
- 2x points for every dollar spent on purchases at gas stations, grocery stores, and pharmacies;
- 1x point on all other purchases;
- Travel Accident Insurance.

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Card detail

University Credit Union Secured Mastercard®

Annual fee:

Regular APR:

9.00%

Our Rating:

4.23

Credit score

No Credit History to Poor (0-579)

Balance Transfer APR:
9.00%

Issuer name:
University Credit Union
Details:
The University Credit Union Secured Mastercard® Credit Card doesn't charge an annual fee.
The Card's APR is 9.00%.

Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee

Benefits:
- Travel Accident Insurance;
- Worldwide acceptance and ATM access.

View all Secured Mastercard® details

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