USES

Rewards Mastercard® from University Credit Union Review

Rewards Mastercard® from University Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
University Credit Union Rewards Mastercard®
Apply now
Our Rating:
4.18 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2x Points for every dollar spent on purchases at gas stations, grocery stores, and pharmacies.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 2,500x Bonus points when you charge $1,000 in the first three months after opening your new account.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.75% - 17.99% Variable
  • Balance Transfer APR:
    12.75% - 17.99% Variable
Show more

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University Credit Union Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2X
Groceries
$
2X
Gas
$
2X
Drugstore
$
1X
All other purchases
$
Have you already recieved the University Credit Union intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 2x At gas stations, grocery stores, and pharmacies.
    • 1x On all other purchases.
  • Travel
    • Travel Accident Insurance:
    • You get up to $250,000.00 of free coverage when you purchase your ticket on a major carrier using your University Credit Union Mastercard.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.75% - 17.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 12.75% - 17.99% Variable
  • APR for Cash Advances
    • 12.75% - 17.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after we mail your billing statement. You will not be charged interest on purchases if you pay your entire new purchase balance by the due date each month. You will be charged interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • None
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $20
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee

Features

Platinum
Mastercard
  • Low interest
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

University Credit Union
University Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Low income
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Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
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    Regular APR
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    Purchase Intro APR
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Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
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    Purchase Intro APR
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5 out of 5
Recommended credit score
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See Another Credit Cards in the Bank

University Credit Union Rewards Mastercard® is an option for those, who need Platinum features. With an APR of 12.75% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With University Credit Union Rewards Mastercard® you will get such features as Low interest, No Annual Fee, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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