Traditional Mastercard® from University Credit Union Review
Traditional Mastercard® from University Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:15.99%
- Balance Transfer APR:15.99%
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Capital One Quicksilver Cash Rewards Credit Card
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Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
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Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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All benefits
- Travel
- Travel Accident Insurance:
- You get up to $250,000.00 of free coverage when you purchase your ticket on a major carrier using your University Credit Union Mastercard.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 15.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 15.99%
- APR for Cash Advances
- 15.99%
- How to Avoid Paying Interest
- Your due date is at least 21 days after we mail your billing statement. You will not be charged interest on purchases if you pay your entire new purchase balance by the due date each month. You will be charged interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $20
Pros & Cons
Pros:
- No Annual Fee
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Good Credit
- Excellent Credit
About the issuer
University Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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on our partner’s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
University Credit Union Traditional Mastercard® is an option for those, who need Platinum features. With an APR of 15.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With University Credit Union Traditional Mastercard® you will get such features as Low interest, No Annual Fee, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.74%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site