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Best Credit Cards for Amazon Purchases

Compare 67 credit cards for amazon purchases on Myfin.us.

Best Credit Cards for Amazon in March 2025

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Upgrade Cash Rewards Visa® best for Good credit score

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Upgrade Cash Rewards Visa®
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.35
scorer
Credit score
Fair to Excellent (580-799)
  • Rewards Rate:
    • 1.5% Cash Back on payments.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Purchase Intro APR:
    N/A%
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Cash Rewards Visa® offers 1.5% Cash Back on payments.

    Earn a $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*

    The card's APR: 14.99% - 29.99% (Regular APR).

    Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.

    Read full review

  • Pros:
    • No Annual fee
  • Cons:
    • No Intro APR reriod
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 1.5% unlimited cash back on every purchase;
    • No annual fee;
    • See if you qualify in seconds with no impact to your credit score;
    • Combine the flexibility of a card with the predictability of a personal loan;
    • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more;
    • Up to 10% cash back from your favorite brands with Upgrade Shopping;
    • Contactless payments with Apple Pay® and Google Wallet™;
    • Mobile app to access your account anytime, anywhere;
    • Use your card anywhere Visa is accepted;
    • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

View all Upgrade Cash Rewards Visa® details
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Card detail

Upgrade Triple Cash Rewards Visa® best for Low income

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Upgrade Triple Cash Rewards Visa® Upgrade
Annual fee:
$0
Regular APR:
14.99% - 29.99% Regular
Our Rating:
4.53
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Cash Back on Home, Auto and Health categories.
    • 1% Cash Back on everything else.
  • Intro Offer:
    • $200 Bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Purchase Intro APR:
    N/A%
  • Balance Transfer APR:
    14.99% - 29.99% Regular
  • Details:

    The Upgrade Triple Cash Rewards Visa® Credit Card offers 3% Cash Back on home, auto and health purchase and 1% Cash Back on everything else.

    Earn a $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*.

    The card's APR: 14.99% - 29.99% (Regular APR).

    Apply online and get a credit line from $500 to $25,000 with your Card.

    Relax knowing you’re protected against unauthorized transactions with Visa’s Zero Liability Policy.

    Read full review

  • Pros:
    • Every Purchase Earns You Cash Back
    • Increased Cash Back for Three Categories
    • No Limits Abroad
  • Cons:
    • You Can’t Withdraw Cash
    • Cash Back Doesn’t Satisfy Your Monthly Payments
  • Benefits:
    • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*;
    • 3% unlimited cash back on every purchase in Home, Health, and Auto categories;
    • No annual fee;
    • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more;
    • Up to 10% cash back from your favorite brands with Upgrade Shopping;
    • No touch payments with contactless technology built in;
    • See if you qualify in seconds with no impact to your credit score;
    • Great for large purchases with predictable payments you can budget for;
    • Mobile app to access your account anytime, anywhere;
    • Use your card anywhere Visa is accepted;
    • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

    *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

View all Upgrade Triple Cash Rewards Visa® details
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On Upgrade‘s website
Card detail

American Express Blue Cash Preferred best for Gas, Groceries, Streaming services, Daily use

Blue Cash Preferred® American Express
Annual fee:
$0 intro annual fee for the first year
$95 for the rest years
Regular APR:
18.74% - 29.74% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on streaming (select U.S. streaming subscriptions).
    • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
    • 3% Cash Back at U.S. Gas Stations.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • $300 Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening
  • Balance Transfer APR:
    18.74% - 29.74% Variable
  • Issuer name:
    American Express®
  • Details:

    The Blue Cash Preferred® Credit Card provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services (select U.S. streaming subscriptions), and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

    The Blue Cash Preferred® Credit Card from American Express® offers a 0% introductory APR promotion. You’ll pay no interest on purchases and balance transfers for 12 months and then an APR of 18.74% - 29.74% Variable. The Blue Cash Preferred Credit Card's Penalty APR is 29.99%.

    The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

    The Blue Cash Preferred® Credit Card has a welcome bonus where cardholders earn a $300 statement credit after spending $3,000 on the new card within the first six months of card membership.

  • Pros:
    • Excellent cashback bonuses
    • Generous intro APR on purchases
    • Great introductory bonuses
  • Cons:
    • Cashback cap
    • Annual fee
    • Foreign transaction fee
  • Benefits:
    • Earn $300 Back (in the form of a statement credit);
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
    • 6% Cash Back on streaming subscriptions;
    • 3% Cash Back on transit;
    • 3% Cash Back at U.S. Gas Stations;
    • 1% Cash Back on other purchases;
    • Extended warranty;
    • Fraud Protection;
    • Return Protection;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • Pay It Plan It®;
    • American Express Experiences;
    • Terms Apply.
Card detail

Chase Freedom Flex℠ best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Flex℠
Annual fee:
$0
Regular APR:
19.49% - 28.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Purchase Intro APR:
    0% Intro APR for the first 15 months that your Account is open
  • Balance Transfer APR:
    19.49% - 28.24% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom Flex card offers Cash Back in a wide variety of categories.

    You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

    The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 19.49% - 28.24% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.

  • Pros:
    • $150 and 5% Cash Back sign-up bonuses
    • High cash back rewards on quarterly rotating bonus categories
    • Decent cash back rewards on select spending categories
    • 0% intro APR on purchases
    • No annual fee
  • Cons:
    • Foreign transaction fee
    • Rotating spending categories require activation
    • No intro APR on balance transfers
  • Benefits:
    • $200 Bonus;
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards;
    • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
    • 3% Cash Back on drugstore purchases;
    • 1% Cash Back on all other purchases;
    • Zero Liability Protection;
    • Extended Warranty Protection;
    • Trip Cancellation/Interruption Insurance;
    • Cell Phone Protection;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services.
Card detail

Chase Freedom Unlimited® best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Unlimited®
Annual fee:
$0
Regular APR:
19.49% - 28.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1.5% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Purchase Intro APR:
    0% Intro APR for the first 15 months that your Account is open
  • Balance Transfer APR:
    19.49% - 28.24% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom Unlimited® Credit Card offers 0% introductory APR period (19.49% to 28.24% Variable after that) and a sign-up bonus that’s worth far more than most Cash-Back cards offer — all for an annual fee of $0.

    The card offers 5% back on travel booked through Chase, 3% Cash Back on restaurants and drugstore purchases and 1.5% back on other purchases.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

  • Pros:
    • No Annual Fee
    • Generous rewards
    • 0% intro APR
    • Sign-up bonus
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Zero Liability Protection;
    • $200 intro bonus;
    • 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
    • 3 percent back on dining;
    • 3 percent back at drugstores;
    • 1.5 percent Cash Back on general purchases;
    • Auto Rental Collision Damage Waiver;
    • Trip Cancellation/Interruption Insurance;
    • Travel and Emergency Assistance Services;
    • 24/7 Fraud Protection;
    • Redeem for Cash Back;
    • Gift cards.
Card detail

Capital One QuicksilverOne Cash Rewards Credit Card best for Fair credit

QuicksilverOne Capital One
Annual fee:
$39 annually
Regular APR:
29.99% Variable
Our Rating:
3.6
scorer
Credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The QuicksilverOne Credit Card from Capital One earns 1.5% Cash Back on every purchase. The Card has an annual fee of $39.

    The QuicksilverOne Card has an APR of 29.99% Variable. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account. None for balances transferred at the Transfer APR.

  • Pros:
    • Unlimited high rewards rate
    • Average credit score required
    • Automatically considered for a higher credit line after 6 months
    • No foreign transaction fees
  • Cons:
    • Annual fee
    • High APR
    • No bonus rewards categories
  • Benefits:
    • 1.5% Cash Back;
    • No Foreign Transaction Fees;
    • Autopay;
    • $0 Fraud Liability;
    • Card Lock;
    • ATM Location Services.
Card detail
Zions Bank Elite Visa®
Annual fee:
$195 annually
Regular APR:
19.49% - 27.49% Variable
Our Rating:
4.31
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3% Earn 3% Cash Back or 3x points on all Travel & Dining purchases.
    • 1.5% Earn 1.5% Cash Back or 1.5x points on everything else.
  • Intro Offer:
    • $300 Get $300 or 30,000 points when you spend $5,000 within the first 90 days.
  • Balance Transfer APR:
    19.49% - 27.49% Variable
  • Issuer name:
    Zions Bank
  • Details:

    The Amegy Bank® Elite Visa® Credit Card earns 3% Cash Back or 3x points on all Travel & Dining purchases and 1.5% Cash Back or 1.5x points on everything else. Get a $300 bonus or 30,000 points when you spend $5,000 within the first 90 days.

    The Card's annual fee is $195. The Elite Visa® Card has a 0% introductory APR period for 6 months on balance transfers made within 60 days of account opening. After that, the variable APR is 19.49% - 27.49%.

  • Pros:
    • No Foreign Transaction Fee
    • Intro APR period on balance transfers
  • Cons:
    • Annual Fee
  • Benefits:
    • $300 or 30,000 points when you spend $5,000 within the first 90 days;
    • 3% Cash Back or 3x points on all Travel & Dining purchases;
    • 1.5% Cash Back or 1.5x points on everything else;
    • No blackout dates or restrictions on redemption;
    • Trip cancellation insurance;
    • Lost and Delayed Baggage Reimbursement;
    • Best Rate Guarantee;
    • Automatic Upgrades and VIP Guest Status at more than 900 luxury hotels around the world through the Visa Luxury Hotel Collection.
Card detail
America First Credit Union Visa® Signature
Annual fee:
$0
Regular APR:
15.74% - 18.00% Variable
Our Rating:
3.75
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% - 1.5%:
    • Cash Back on all purchases.
  • Balance Transfer APR:
    15.74% - 18.00% Variable
  • Issuer name:
    America First Credit Union
  • Details:

    The America First Credit Union Visa® Signature Credit Card earns 1% - 1.5% Cash Back on every purchase.

    The Visa® Signature Card doesn't charge an annual fee. The card's APR is 15.74% - 18.00% (Variable).

  • Pros:
    • No Annual Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • 1% or 1.5% Cash Back on every purchase;
    • Concierge Service;
    • Built-in travel discounts;
    • 24-hour roadside dispatch;
    • Collision & theft coverage on rental vehicles;
    • Warranty registration & extended coverage;
    • Travel accident insurance;
    • Identification theft recovery services;
    • Card Guard® mobile app;
    • Chip-enabled security.
Card detail
PNC BusinessOptions® Visa Signature®
Annual fee:
$0 - $500 annually
Regular APR:
16.24% - 22.24% Variable
Our Rating:
3.85
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on purchases.
  • Intro Offer:
    • $750 Make at least $25,000 in qualifying purchases, using your new PNC BusinessOptions Visa credit card account, during the first three billing cycles following account opening.
  • Balance Transfer APR:
    16.24% - 22.24% Variable
  • Issuer name:
    PNC
  • Details:

    The PNC BusinessOptions® Visa Signature® Credit Card earns 1.5% Cash Back on all purchases. You have the ability to choose your rewards program. The BusinessOptions® Visa Signature® allows you to choose between cash back, miles, and PNC points®.

    The APR on purchases and balance transfers ranges from 16.24% to 22.24% (Variable APR).

  • Pros:
    • No Foreign Transaction Fee
  • Cons:
    • Annual Fee
    • No Intro APR period
  • Benefits:
    • $750 bonus;
    • 1.5% Cash Back on purchases;
    • Choose either a pay-in-full option or a revolving credit option to pay off your balance;
    • Choice of 3 rewards programs;
    • Ability to limit individual employee spending by merchant or purchase category;
    • Visa Signature Travel Benefits.
Card detail
Capital One® Quicksilver Secured Cash Rewards
Annual fee:
$0
Regular APR:
29.99% Variable
Our Rating:
3.54
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 5% Cash Back on hotel and rental car purchases through Capital One Travel.
    • 1.5% Cash Back on every purchase.
  • Balance Transfer APR:
    29.99% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One® Quicksilver Secured Cash Rewards Credit Card offers unlimited 5% Cash Back on hotel and rental car purchases through Capital One Travel, and 1.5% Cash Back on all purchases with a $0 annual fee.

    The APR for purchases and balance transfers is 29.99 Variable. The Balance Transfer Fee: $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you.

  • Pros:
    • No Annual Fee
  • Cons:
    • No Intro APR period
    • High APR
    • No welcome bonus
  • Benefits:
    • 5% Cash Back on hotel and rental car purchases through Capital One Travel;
    • 1.5% Cash Back on every purchase;
    • $0 Fraud Liability;
    • Emergency Card Replacement;
    • Capital One® Travel.
Card detail