Best Charity Credit Cards of March 2024

Compare 13 credit cards for charity on Myfin.us.

Best Credit Cards for Charity in March 2024

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Citi Double Cash best for Cash Back, No Annual Fee, Daily use

Double Cash Citi
Annual fee:
$0
Regular APR:
19.24% - 29.24% Variable
Our Rating:
4.49
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.
  • Intro Offer:
    • $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
  • Balance Transfer APR:
    19.24% - 29.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi® Double Cash Credit Card offers a few concrete ways in which you can better your financial situation, improve your credit card habits and enjoy cash back rewards without the fuss of tracking rotating categories. Earn $200 Cash Back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

    Earn 2% Cash Back on every purchase with unlimited 1% Cash Back when you buy, plus an additional 1% as you pay for purchases.

    The Citi® Double Cash offers a 0% percent introductory APR offer on balance transfers (19.24% to 29.24% variable APR after).

    The Citi Double Cash extends a myriad of security and fraud protections.

  • Pros:
    • Flat-rate Cash Back Rewards on Everything
    • High Rewards Rate
    • No annual fee
    • Attractive Intro APR on Balance Transfers
  • Cons:
    • Losing your 1% Cash-Back Is Pretty Easy
    • Foreign transaction fee
    • Balance Transfer Fee
  • Benefits:
    • Citi Entertainment;
    • $200 Cash Back;
    • 2% Cash Back on every purchase;
    • Fraud Protection;
    • The Lost Wallet Service;
    • $0 Liability for Unauthorized Charges.
Card detail

American Express Blue Cash Preferred best for Gas, Groceries, Streaming services, Daily use

Blue Cash Preferred® American Express
Annual fee:
$0 intro annual fee for the first year
$95 for the rest years
Regular APR:
19.24% - 29.99% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on streaming (select U.S. streaming subscriptions).
    • 3% Cash Back on transit. Transit includes taxis, rideshare, parking, tolls, trains, buses, and more.
    • 3% Cash Back at U.S. Gas Stations.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • $250 Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.
  • Purchase Intro APR:
    0% Introductory APR for the first 12 months from the date of account opening
  • Balance Transfer APR:
    19.24% - 29.99% Variable
  • Issuer name:
    American Express®
  • Details:

    The Blue Cash Preferred® Credit Card provides high rewards at U.S. supermarkets and U.S. gas stations, and for streaming services (select U.S. streaming subscriptions), and transit expenses. It has a $0 introductory annual fee for the first year, then $95.

    The Blue Cash Preferred® Credit Card from American Express® offers a 0% introductory APR promotion. You’ll pay no interest on purchases and balance transfers for 12 months and then an APR of 19.24% - 29.99% Variable. The Blue Cash Preferred Credit Card's Penalty APR is 29.99%.

    The Card also has 0% introductory plan fee on each purchase moved into a plan during the first 12 months after account opening. After that, your plan fee will be up to 1.33% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors.

    The Blue Cash Preferred® Credit Card has a welcome bonus where cardholders earn a $250 statement credit after spending $3,000 on the new card within the first six months of card membership.

  • Pros:
    • Excellent cashback bonuses
    • Generous intro APR on purchases
    • Great introductory bonuses
  • Cons:
    • Cashback cap
    • Annual fee
    • Foreign transaction fee
  • Benefits:
    • Earn $250 Back (in the form of a statement credit);
    • 6% Cash Back at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%);
    • 6% Cash Back on streaming subscriptions;
    • 3% Cash Back on transit;
    • 3% Cash Back at U.S. Gas Stations;
    • 1% Cash Back on other purchases;
    • Extended warranty;
    • Fraud Protection;
    • Return Protection;
    • Car Rental Loss and Damage Insurance;
    • Global Assist® Hotline;
    • Pay It Plan It®;
    • American Express Experiences;
    • Terms Apply.
Card detail

Chase Freedom Flex℠ best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Flex℠
Annual fee:
$0
Regular APR:
20.49% - 29.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
    • 5% Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back).
  • Purchase Intro APR:
    0% Intro APR for the first 15 months that your Account is open
  • Balance Transfer APR:
    20.49% - 29.24% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom Flex card offers Cash Back in a wide variety of categories.

    You’ll earn 5% Cash Back on travel (through the Chase Ultimate Rewards travel service, and also for Lyft rides). You’ll also get 3% Cash Back on restaurant purchases, on drugstore purchases and 1% Cash Back on all other purchases.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

    The card offers a 15-month 0% annual percentage rate for purchases and balance transfers, after which the APR is 20.49% - 29.24% Variable. The card charges no annual fee but 5%, or a $5 minimum fee, on balance transfers.

  • Pros:
    • $200 sign-up bonus
    • High cash back rewards on quarterly rotating bonus categories
    • Decent cash back rewards on select spending categories
    • 0% intro APR on purchases
    • No annual fee
  • Cons:
    • Foreign transaction fee
    • Rotating spending categories require activation
    • No intro APR on balance transfers
  • Benefits:
    • 5% Back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back);
    • 5% Cash Back on up to $1,500 on combined purchases in bonus categories;
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards;
    • 3% Cash Back on dining at restaurants, including takeout and eligible delivery services;
    • 3% Cash Back on drugstore purchases;
    • 1% Cash Back on all other purchases;
    • $200 Cash Back;
    • Zero Liability Protection;
    • Extended Warranty Protection;
    • Trip Cancellation/Interruption Insurance;
    • Cell Phone Protection;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services.
Card detail

Chase Freedom Unlimited® best for Cash Back, 0 APR, No Annual Fee, Daily use

Chase Freedom Unlimited®
Annual fee:
$0
Regular APR:
20.49% - 29.24% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5% Cash Back on travel purchased through Chase Ultimate Rewards.
    • 3% Cash back on dining at restaurants, including takeout and eligible delivery services.
    • 3% Cash Back on drugstore purchases.
    • 1.5% Cash Back on all other purchases.
  • Intro Offer:
    • $200 Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Purchase Intro APR:
    0% Intro APR for the first 15 months that your Account is open
  • Balance Transfer APR:
    20.49% - 29.24% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom Unlimited® Credit Card offers 0% introductory APR period (20.49% to 29.24% Variable after that) and a sign-up bonus that’s worth far more than most Cash-Back cards offer — all for an annual fee of $0.

    The card offers 5% back on travel booked through Chase, 3% Cash Back on restaurants and drugstore purchases and 1.5% back on other purchases.

    Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

  • Pros:
    • No Annual Fee
    • Generous rewards
    • 0% intro APR
    • Sign-up bonus
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Zero Liability Protection;
    • $200 intro bonus;
    • 5 percent Cash Back on all travel purchased via the Chase Ultimate Rewards portal;
    • 3 percent back on dining;
    • 3 percent back at drugstores;
    • 1.5 percent Cash Back on general purchases;
    • Auto Rental Collision Damage Waiver;
    • Trip Cancellation/Interruption Insurance;
    • Travel and Emergency Assistance Services;
    • 24/7 Fraud Protection;
    • Redeem for Cash Back;
    • Gift cards.
Card detail

American Express® Gold Card best for Cash Back

American Express® Gold Card
Annual fee:
$250 annually
Regular APR:
21.24% - 29.24% Variable
Our Rating:
2.93
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4x Points on dining at restaurants worldwide, plus takeout and delivery in the U.S.
    • 4x Points on groceries at U.S. supermarkets on up to $25,000 in purchases per year.
    • 3x Points on flights booked directly with airlines or on amextravel.com.
    • 1x Points on other eligible purchases.
  • Intro Offer:
    • 60,000x Membership Rewards® Points after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Issuer name:
    American Express®
  • Details:

    The American Express® Gold Credit Card's annual fee is $250. The card offers 4x points on dining (at restaurants worldwide, plus takeout and delivery in the U.S.) and groceries (at U.S. supermarkets on up to $25,000 in purchases per year), 3x on flights (booked directly with airlines or on amextravel.com) and 1x on all other purchases.

    The Card's variable APR is 21.24% - 29.24%.

    As a new cardholder, you have the chance to earn an impressive 60,000 Membership Rewards Points after spending $4,000 in purchases within your first six months. New cardholders will also have the chance to obtain the alternate Rose Gold art.

    There are no foreign transaction fees with this travel card.

    Add your Gold Credit Card to your Uber account, and you’ll automatically get $10 in Uber Cash each month, for a total of up to $120 per year. You can use your monthly Uber Cash on Uber Eats orders or Uber rides in the U.S.

    Dining from the comfort of your home can save you up to $120 annually. Earn up to $10 in statement credits monthly when you pay with the Gold Credit Card at Grubhub, Seamless, Boxed and other participating partners. Enrollment required.

    By booking two consecutive nights or more through the American Express Travel portal at any of 600+ eligible properties with your card, you can receive up to a $100 hotel credit in addition to a possible room upgrade if eligible. The expenses that this credit can cover varies by property, but you can expect money back on qualifying dining, spa services, resort activities and things of that nature.

  • Pros:
    • High rewards rate for select categories
    • Introductory Bonus Points
    • No Foreign Transaction Fee
    • UberCash Credit
    • $120 Dining Credit
  • Cons:
    • Complicated Rewards System
    • High Annual Fee
    • Limited International Acceptance
    • Relatively High Credit Score Requirements
    • Balance transfers are not available
  • Benefits:
    • Up to $120 Uber Cash to Dine or Ride;
    • $100 hotel credit with The Hotel Collection;
    • 60,000 Membership Rewards® Points;
    • 4x Membership Rewards® Points on dining at restaurants;
    • 4x Membership Rewards® Points on groceries at U.S. supermarkets;
    • 3x Membership Rewards® Points on flights booked directly with airlines or on amextravel.com;
    • 1x Membership Rewards® Points on all other purchases;
    • Additional Cards;
    • American Express Experiences;
    • Car Rental Loss and Damage Insurance;
    • Baggage Insurance Plan;
    • Global Assist® Hotline;
    • The Hotel Collection;
    • Terms Apply.
Card detail

Citi Costco Anywhere Visa® best for Cash Back, Young couples

Costco Anywhere Visa® Citi
Annual fee:
$0
Regular APR:
20.49% Variable
Our Rating:
4.15
scorer
Credit score
Excellent (740-799)
  • Rewards Rate:
    • 4% Cash Back on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter.
    • 3% Cash Back on restaurants and eligible travel purchase worldwide.
    • 2% Cash Back on all other purchases from Costco and Costco.com.
    • 1% Cash Back on all other purchases.
  • Balance Transfer APR:
    20.49% Variable
  • Issuer name:
    Citi
  • Details:

    The Costco Anywhere Visa® Credit Card by Citi has no annual fee. You have to be a Costco member to get the card.

    The Card’s variable APR is 20.49%.

    You'll earn 2% cash back on Costco/Costco.com purchases, you’ll also earn 4% on eligible gas purchases (on up to $7,000 in purchases per year, then 1 percent), 3% on eligible restaurant and travel purchases and 1% on all other purchases.

    With purchase protection, You may be reimbursed if your purchases are stolen or damaged within three to four months after you bought them.

  • Pros:
    • Excellent rewards rate for gas
    • Great rewards for dining and travel
    • Decent APR rate
    • No foreign transaction fees
  • Cons:
    • Costco membership required
    • No welcome offer
    • Limiting redemption policy
  • Benefits:
    • Cash Back Rewards;
    • Damage & Theft Purchase Protection;
    • Extended Warranty;
    • Citi Entertainment®.
Card detail

Citi Premier® best for Travel

Premier® Citi
Annual fee:
$95 annually
Regular APR:
21.24% - 29.24% Variable
Our Rating:
3.88
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 3x Points per dollar on restaurant, supermarket, gas station, hotel and air travel purchases.
    • 1x Points on all other purchases.
  • Intro Offer:
    • 60,000x Bonus Points after spending $4,000 in purchases with your card within the first 3 months of account opening. Redeemable for $750 in gift cards.
  • Balance Transfer APR:
    21.24% - 29.24% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi Premier® Credit Card gives you a bonus of 60,000 ThankYou points if you spend $4,000 on your card within three months of account opening.

    The Citi Premier® Card's APR: 21.24% - 29.24% (Variable). The APR for Cash Advances: 29.99% (Variable). The card's Penalty APR is 29.99%.

    For a $95 annual fee, the Citi Premier® card has a strong value proposition for those with large amounts of spending across a wide variety of categories. The Citi Premier card earns 3x points per dollar at restaurants, supermarkets, gas stations, air travel and hotels; 1x points on all other purchases.

    Once each calendar year, you get $100 off of a single $500+ hotel stay that you book through thankyou.com.

    You’ll have access to Citi Identity Theft Solutions, which offers personalized assistance when you’re a victim of identity theft. This service will help keep an eye on your TransUnion credit report and advise you on how to proceed if your information has been compromised.

  • Pros:
    • Earn Reward Points
    • No foreign transaction fees
    • Bonus offer on sign-up
    • World Elite Mastercard benefits
  • Cons:
    • $95 annual fee
    • High APR
  • Benefits:
    • 60,000 Bonus Points;
    • 3x points on restaurant, supermarket, gas station, hotel and air travel purchases;
    • 1x points on all other purchases;
    • World Elite Mastercard perks;
    • Gift Cards;
    • Shop with Points;
    • Additional Cards;
    • Digital Wallets;
    • Citi Entertainment;
    • $100 Annual Hotel Savings Benefit;
    • Points Transfer.

Card detail

Chase The IHG® Rewards Club Premier best for Hotel

The IHG® Rewards Club Premier Chase
Annual fee:
$99 annually
Regular APR:
21.49% - 28.49% Variable
Our Rating:
2.68
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 26x Points per dollar at IHG hotels and resorts.
    • 5x Total points on travel, dining, and at gas stations.
    • 3x Points on all other purchases.
  • Intro Offer:
    • 140,000x Points when you spend $3,000 within the first three months.
  • Balance Transfer APR:
    21.49% - 28.49% Variable
  • Issuer name:
    Chase
  • Details:

    The IHG® Rewards Club Premier Credit Card is currently offering a generous sign-up bonus of 140,000 bonus points to new cardholders who spend $3,000 on purchases in the first three months of opening an account. Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.

    The Card's APR: 21.49% - 28.49% (Variable).

    The IHG® Rewards Club Premier Credit Card has an annual fee of $99.

    With the Premier card, you get IHG platinum elite status automatically.

  • Pros:
    • No Foreign Transaction Fee
    • High rewards rate
    • Large sign-up bonus
  • Cons:
    • No intro APR offer
    • Annual Fee
    • Extra Fees
  • Benefits:
    • 140,000 bonus points;
    • Annual 10,000 point bonus opportunity;
    • 26x points at IHG hotels and resorts;
    • 5x points on travel, dining, and at gas stations;
    • 3x points on all other purchases;
    • Platinum status;
    • Extended Warranty Protection;
    • Global Entry or TSA Precheck fee credit;
    • Complimentary 4th Night Benefit;
    • Free Anniversary Night;
    • Baggage Delay Insurance;
    • Lost Luggage Reimbursement;
    • Trip Cancellation and Interruption Insurance;
    • Auto rental collision damage waiver;
    • Cell phone insurance.
Card detail

Chase Ink Business Unlimited® best for Daily use

Ink Business Unlimited® Chase
Annual fee:
$0
Regular APR:
18.49% - 24.49% Variable
Our Rating:
5
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back rewards on every purchase made for business.
  • Intro Offer:
    • $750 Bonus Cash Back after you spend $6,000 on purchases in the first 3 months from account opening.
  • Purchase Intro APR:
    0% Intro APR for the first 12 months that your Account is open
  • Balance Transfer APR:
    18.49% - 24.49% Variable
  • Issuer name:
    Chase
  • Details:

    The Ink Business Unlimited® Credit Card has an annual fee of $0 and offers an unlimited 1.5% cash back on all purchases. Plus, earn $750 bonus Cash Back after you spend $6,000 on purchases in the first 3 months after account opening. Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.

    The Ink Business Unlimited® Card offers 0% intro APR for 12 months from account opening on purchases. After that, 18.49% - 24.49% (Variable). The card's Penalty APR is 29.99%. The card has a foreign transaction fee of 3% (each transaction in U.S. dollars).

  • Pros:
    • No Annual Fee
    • 0% Intro APR on purchases
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • $750 bonus Cash Back;
    • 1.5% Cash Back rewards on every purchase;
    • Free employee cards;
    • Auto Rental Collision Damage Waiver;
    • Travel and Emergency Assistance Services;
    • Roadside Dispatch;
    • Extended Warranty Protection.
Card detail

Citi AAdvantage® Executive World Elite Mastercard® best for Young couples

AAdvantage® Executive World Elite Mastercard® Citi
Annual fee:
$450 annually
Regular APR:
21.24% - 29.99% Variable
Our Rating:
3.51
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 4x Miles for every $1 spent on eligible American Airlines purchases.
    • 1x Mile for every $1 spent on all other purchases.
  • Intro Offer:
    • 70,000x Bonus miles after making $7,000 in purchases within the first 3 months of account opening.
  • Balance Transfer APR:
    21.24% - 29.99% Variable
  • Issuer name:
    Citi
  • Details:

    The Citi® / AAdvantage® Executive World Elite Mastercard® offers 70,000 American Airlines AAdvantage® bonus miles after making $7,000 in purchases within the first 3 months of account opening.

    With the Citi® / AAdvantage® Executive World Elite Mastercard®, you can earn 4x AAdvantage® miles on eligible American Airlines purchases, 1x AAdvantage® mile on all other purchases.

    The card's APR is 21.24% - 29.99% (Variable), 29.99% (Penalty APR).

    Each cardmember year, earn a $145 statement credit when you have a qualifying Citigold account, are billed a $450 Annual Fee, and remain a cardmember.

    Enjoy Admirals Club® Membership, including access to nearly 50 lounge locations worldwide.

    Use your miles for award travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round trip awards on American Airlines.

  • Pros:
    • Admirals Club membership
    • Sign up bonus
    • No foreign transaction fees
  • Cons:
    • Relatively high APR
    • No bonus categories
    • $450 annual fee
  • Benefits:
    • 70,000x American Airlines AAdvantage® bonus miles;
    • 4x AAdvantage® miles on eligible American Airlines purchases;
    • 1x AAdvantage® mile on other purchases;
    • $0 Liability;
    • Admirals Club® membership;
    • Banking Relationship Annual Credit;
    • Digital Wallets;
    • First Check Bag Free;
    • Enhanced Airport Experience;
    • Global Entry or TSA PreCheck® Statement Credit;
    • 25% Savings on Inflight Food and Beverage;
    • Dedicated Concierge;
    • Citi Entertainment®.
Card detail