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Best Credit Cards for High School Students 2023

Best Credit Cards for High school students in June 2023

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Capital One Quicksilver Student Cash Rewards Credit Card best for International students

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Quicksilver Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
19.74% - 29.74% Variable
Our Rating:
3.44
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 1.5% Cash Back on every purchase.
  • Intro Offer:
    • $50 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    19.74% - 29.74% Variable
  • Issuer name:
    Capital One
  • Details:

    The Capital One Quicksilver Student Cash Rewards Credit Card is a good option for earning Cash Back on general spending. The Card earns 1.5% Cash Back on every purchase.

    The Capital One Quicksilver Student Cash Rewards Credit Card has a high interest rate of 19.74% - 29.74% (variable APR). The Card has no annual fee and no foreign transaction fees. The card has a balance transfer fee of 3% (none for balances transferred at the Transfer APR).

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $50 bonus (once you spend $100 on purchases within 3 months from account opening);
    • 1.5% Cash Back on every purchase;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Capital One Shopping;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
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Capital One SavorOne Student Cash Rewards Credit Card best for International students

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SavorOne Student Cash Rewards Capital One
Annual fee:
$0
Regular APR:
19.74% - 29.74% Variable
Our Rating:
3.88
scorer
Credit score
No Credit History
  • Rewards Rate:
    • 3% Cash Back on dining, entertainment, popular streaming services & at grocery stores (excluding superstores like Walmart® and Target®).
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $50 Cash bonus once you spend $100 on purchases within 3 months from account opening.
  • Balance Transfer APR:
    19.74% - 29.74% Variable
  • Issuer name:
    Capital One
  • Details:

    The SavorOne Student Cash Rewards Credit Card earns 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.

    The SavorOne Student Cash Rewards Credit Card has a high interest rate of 19.74% - 29.74% (variable APR).

    The Card has no annual fee and no foreign transaction fees.

  • Pros:
    • No Annual Fee
    • No Foreign Transaction Fee
  • Cons:
    • High APR
    • No 0% intro APR offer
  • Benefits:
    • $50 Cash bonus (once you spend $100 on purchases within 3 months from account opening);
    • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®);
    • 1% Cash Back on all other purchases;
    • Fraud Liability;
    • Extended Warranty;
    • Travel Accident Insurance;
    • Complimentary Concierge Service;
    • 24-hour Travel Assistance Services.
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Celtic Bank Deserve EDU best for Cash Back, Without SSN, Student

Deserve EDU Celtic Bank
Annual fee:
$0
Regular APR:
22.99% Variable
Our Rating:
3.5
scorer
Credit score
No Credit History to Excellent (0-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning Cash Back on all purchases.
  • Issuer name:
    Celtic Bank
  • Details:

    The Deserve EDU Card makes it easy for students to start building credit.

    The Card's APR is 22.99% (Variable APR). The late payment is up to $25, while the returned payment is up to $37. Balance transfers and cash advances are not available.

    Students who make purchases totaling $500 within the first three statement cycles of card membership qualify to have their Amazon Prime Student subscription reimbursed (a $59 value).

    Students spend a significant amount on school supplies, textbooks and gear each year, and the Deserve EDU Mastercard can earn Cash Back on all of these purchases.

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  • Pros:
    • No prior credit history required
    • No SSN Required
    • No Annual Fee
    • No
    • Transactions Fees
    • No Co-Signer/ Deposit Required
  • Cons:
    • Relatively High APR
    • Fairly Low Rewards
    • Only for Students
  • Benefits:
    • Cellphone Protection;
    • Collision Damage Waiver;
    • Concierge Service;
    • No International Transaction Fees;
    • Priority Pass™ Membership;
    • Mastercard Benefits;
    • No Social Security Number required for international students to apply.
Card detail

Chase Freedom® Student best for First time applicants

Freedom® Student Chase
Annual fee:
$0
Regular APR:
18.74% Variable
Our Rating:
3.96
scorer
Credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • $50 Bonus after first purchase made within the first 3 months from account opening.
  • Balance Transfer APR:
    18.74% Variable
  • Issuer name:
    Chase
  • Details:

    The Chase Freedom® Student Credit Card offers $50 bonus (within the first 3 months from account opening) and $20 Good Standing Rewards (after each account anniversary for up to 5 years). Plus, earn 1% Cash Back on all purchases.

    There is no minimum to redeem for Cash Back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.

    The Chase Freedom® Student Credit Card has no annual fee. The card's APR is 18.74% (Variable), 29.99% (Penalty APR).

    If you travel outside of the United States, pay attention to foreign transaction fees. The Chase Freedom® Student Card charges 3% on every purchase you make outside of the country.

  • Pros:
    • No Annual Fee
    • Simple rewards program
  • Cons:
    • Foreign Transaction Fee
    • No intro APR on purchases and balance transfer
  • Benefits:
    • $50 Intro Bonus;
    • $20 Good Standing Rewards;
    • 1% Cash Back on all purchases;
    • Zero Liability Protection;
    • Extended Warranty Protection;
    • Gift cards;
    • Trip Cancellation/Interruption Insurance.
Card detail
Sallie Mae Ignite℠ Mastercard®
Annual fee:
$0
Regular APR:
15.24% - 27.24% Variable
Our Rating:
3.26
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $50 Cash Back reward after you spend $250 in the first 3 months.
  • Purchase Intro APR:
    0% Introductory APR for 6 months from date of account opening
  • Balance Transfer APR:
    15.24% - 27.24% Variable
  • Issuer name:
    Sallie Mae Bank
  • Details:

    The Sallie Mae Ignite℠ Mastercard® Credit Card earns a $50 Cash Back reward after you spend $250 in the first 3 months. The Card offers 1% Cash Back on all other purchases. Plus, get a 25% bonus on base Cash Back rewards after six consecutive on-time payments.

    The Sallie Mae Ignite℠ Mastercard® doesn't charge an annual fee.

    The Card has a 0% introductory APR period for 6 months on purchases. In addition, there is a 0% introductory APR period for 6 months on balance transfers made within 60 days of account opening. After that, the variable APR is 15.24% - 27.24%.

  • Pros:
    • No Annual Fee
    • Intro APR period
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • $50 Cash Back reward (after you spend $250 in the first 3 months);
    • 25% bonus on base Cash Back rewards (after six consecutive on-time payments);
    • 1% Cash Back on all other purchases;
    • Digital wallets;
    • Cell phone protection;
    • $0 liability on unauthorized charges.
Card detail
Celtic Bank NJIT EDU
Annual fee:
$0
Regular APR:
20.99% Variable
Our Rating:
1.7
scorer
Credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Issuer name:
    Celtic Bank
  • Details:

    The Celtic Bank NJIT EDU Credit Card is a no annual fee student card. The Card earns 1% Cash Back on all purchases.

    The NJIT EDU Card doesn't charge an annual fee. The APR for purchases is 20.99% Variable.

  • Pros:
    • No Foreign Transaction Fee
    • No Annual Fee
  • Cons:
    • Balance transfers and cash advances are not available
    • No welcome bonus
  • Benefits:
    • 1% Cash Back on all purchases;
    • Cellphone Protection up to $600;
    • Collision Damage Waiver;
    • Mastercard ID Theft Protection™;
    • Mastercard Global Service.
Card detail
Clearview® Federal Credit Union Student Platinum Mastercard®
Annual fee:
$0
Regular APR:
6.49% Promotional Rate on purchases made through December 31, 2022
8.49% - 18.00% Variable
Our Rating:
4.1
scorer
Credit score
No Credit History to Poor (0-579)
  • Balance Transfer APR:
    8.49% - 18.00% Variable
  • Issuer name:
    Clearview® Federal Credit Union
  • Details:

    The Clearview® Federal Credit Union Student Platinum Mastercard® Credit Card has a maximum credit line of $1,500, so young people can learn to spend safely without going overboard.

    The Student Platinum Mastercard® doesn't charge an annual fee.

  • Pros:
    • No Annual Fee
    • No Balance Transfer Fee
  • Cons:
    • Foreign Transaction Fee
  • Benefits:
    • Emergency cash advance and card replacement;
    • 25-day grace period on purchases.
Card detail