Best Credit Cards for High School Students 2024

The Capital One Quicksilver Student Cash Rewards Credit Card is a good option for earning Cash Back on general spending.

The Capital One Quicksilver Student Cash Rewards Credit Card has a high interest rate of 19.99% - 29.99% (variable APR). The Card has no annual fee and no foreign transaction fees. The card has a balance transfer fee of 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

The SavorOne Student Cash Rewards Credit Card earns 8% Cash Back on Capital One entertainment purchases, and 5% Cash Back on hotels and rental cars booked through Capital One Travel. Earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.

The SavorOne Student Cash Rewards Credit Card has a high interest rate of 19.99% - 29.99% (variable APR).

The Card has no annual fee and no foreign transaction fees. Balance Transfer Fee: 4% of the amount of each transferred balance that posts to your account at a promotional APR. None for balances transferred at the Transfer APR.

The Indigo® Mastercard® credit card provides a good option for those who have bad credit or no credit history.

The Indigo® Mastercard® reports to all three major credit bureaus: TransUnion, Equifax and Experian.

The Indigo® Mastercard® has a high APR of 24.9%.

During the first year, you can experience a 0% fee on cash advances. After this grace period expires, you will be charged $5 or 5% of each transaction amount.

When it comes to foreign transaction fees, you will incur a 1% fee for every transaction, no matter the currency used in the purchase.

Read full review

The Deserve EDU Card makes it easy for students to start building credit.

The Card's APR is 22.99% (Variable APR). The late payment is up to $25, while the returned payment is up to $37. Balance transfers and cash advances are not available.

Students who make purchases totaling $500 within the first three statement cycles of card membership qualify to have their Amazon Prime Student subscription reimbursed (a $59 value).

Students spend a significant amount on school supplies, textbooks and gear each year, and the Deserve EDU Mastercard can earn Cash Back on all of these purchases.

Read full review

The Sallie Mae Ignite℠ Mastercard® Credit Card earns a $50 Cash Back reward after you spend $250 in the first 3 months. The Card offers 1% Cash Back on all other purchases. Plus, get a 25% bonus on base Cash Back rewards after six consecutive on-time payments.

The Sallie Mae Ignite℠ Mastercard® doesn't charge an annual fee.

The Card has a 0% introductory APR period for 6 months on purchases. In addition, there is a 0% introductory APR period for 6 months on balance transfers made within 60 days of account opening. After that, the variable APR is 17.99% - 29.99%.

The Celtic Bank NJIT EDU Credit Card is a no annual fee student card. The Card earns 1% Cash Back on all purchases.

The NJIT EDU Card doesn't charge an annual fee. The APR for purchases is 20.99% Variable.

The Clearview® Federal Credit Union Student Platinum Mastercard® Credit Card has a maximum credit line of $1,500, so young people can learn to spend safely without going overboard.

The Student Platinum Mastercard® doesn't charge an annual fee.