NJIT EDU from Celtic Bank Review

NJIT EDU from Celtic Bank ā€” all information about the credit card.

Updated September 12, 2022
Celtic Bank NJIT EDU
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Our Rating:
1.7 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.99% Variable
  • Balance Transfer APR:
    None
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Celtic Bank NJIT EDU Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
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All benefits

  • Cash back
    • 1% On all purchases.
  • Travel
    • Cellphone Protection:
    • Up to $600.
    • Collision Damage Waiver:
    • Additional insurance coverage offered to an individual renting an automobile.
    • Mastercard Airport Conciergeā„¢:
    • Enjoy a 15% savings on Airport Meet and Greet services.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $37
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • No welcome bonus

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Rewards
  • Student
  • Poor Credit

About the issuer

Celtic Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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3.2 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $36
    Annual Fee
  • 22.70%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On Merrick Bankā€˜s site
First Progress Platinum Select MastercardĀ® Secured Synovus Bank
First Progress Platinum Select MastercardĀ® Secured Credit Card
3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
  • 1%
    Cash Back on payments made to your First Progress Secured credit card account.
  • None
    Purchase Intro APR
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On First Progressā€™s site
International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site

Celtic Bank NJIT EDU is an option for those, who need Classic features. With an APR of 20.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Celtic Bank NJIT EDU you will get such features as No Annual Fee, No foreign transaction fees, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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    Annual Fee
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