USES

NJIT EDU from Celtic Bank Review

NJIT EDU from Celtic Bank ā€” all information about the credit card.

Updated September 12, 2022
Advertiser Disclosure Our Methodology
Celtic Bank NJIT EDU
Apply now
Our Rating:
1.7 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.99% Variable
  • Balance Transfer APR:
    None
Show more

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Celtic Bank NJIT EDU Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 1% On all purchases.
  • Travel
    • Cellphone Protection:
    • Up to $600.
    • Collision Damage Waiver:
    • Additional insurance coverage offered to an individual renting an automobile.
    • Mastercard Airport Conciergeā„¢:
    • Enjoy a 15% savings on Airport Meet and Greet services.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $37
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • No Annual Fee
Cons:
  • Balance transfers and cash advances are not available
  • No welcome bonus

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Rewards
  • Student
  • Poor Credit

About the issuer

Celtic Bank
Celtic Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
score
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    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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    Annual Fee
  • 35.99%
    Regular APR
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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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    Purchase Intro APR
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    Annual Fee
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    Regular APR
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  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Celtic Bank NJIT EDU is an option for those, who need Classic features. With an APR of 20.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Celtic Bank NJIT EDU you will get such features as No Annual Fee, No foreign transaction fees, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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    Regular APR
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    Purchase Intro APR
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