NJIT PRO from Celtic Bank Review

NJIT PRO from Celtic Bank ā€” all information about the credit card.

Celtic Bank NJIT PRO
Apply now
Our Rating:
3.46 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 3% Cash Back on travel.
    • 2% Cash Back on restaurants.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.24% - 25.24% Variable
  • Balance Transfer APR:
    None
Show more

We recommend more cards

Celtic Bank NJIT PRO Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Travel
$
2%
Dining
$
1%
All other purchases
$
Calculate
Show less details

All benefits

  • Cash back
    • 3% On travel.
    • 2% On restaurants.
    • 1% On all other purchases.
  • Travel
    • ā€‹Cellphone Protection:
    • Up to $600.
    • Collision Damage Waiver:
    • Additional insurance coverage offered to an individual renting an automobile.
    • Mastercard Airport Conciergeā„¢:
    • Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
    • Mastercard Global Service:
    • Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.24% - 25.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • None
  • APR for Cash Advances
    • None
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $37
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Balance transfers and cash advances are not available

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Rewards
  • Student
  • Travel
  • Airline
  • Fair Credit
  • Good Credit

About the issuer

Celtic Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Capital OneĀ® Spark Cash Plus
Capital One Spark Cash Plus
3.62 out of 5
Recommended credit score
score
Excellent (740-799)
  • $150
    Annual Fee
  • None *
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
Learn more
on our partnerā€™s site
Capital OneĀ® SparkĀ® Cash Select
Capital One Spark Cash Select - $500 Cash Bonus
5 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 17.99% - 23.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site
Travel, Daily use
Venture Rewards Capital One
Capital One Venture Rewards Credit Card
3.44 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $95
    Annual Fee
  • 20.74% - 28.74%
    Regular APR
  • 5x
    Miles per dollar on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site

Celtic Bank NJIT PRO is an option for those, who need Classic features. With an APR of 18.24% - 25.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Celtic Bank NJIT PRO you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Walmart purchases
4.08 out of 5
Recommended credit score
scorer
Fair to Good (580-739)
  • None
    Annual Fee
  • 17.99% - 29.49%
    Regular APR
  • 5%
    Cash Back at Walmart.com, including pickup and delivery.
  • None
    Purchase Intro APR
Learn more
on our partnerā€™s site