USES

Ignite℠ Mastercard® from Sallie Mae Bank Review

Ignite℠ Mastercard® from Sallie Mae Bank — all information about the credit card.

Updated December 04, 2023
Advertiser Disclosure Our Methodology
Sallie Mae Ignite℠ Mastercard®
Apply now
Our Rating:
3.11 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $50 Cash Back reward after you spend $250 in the first 3 months.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 6 months from date of account opening
  • Regular APR:
    17.99% - 29.99% Variable
  • Balance Transfer APR:
    17.99% - 29.99% Variable
Show more

We recommend more cards

Destiny® Mastercard® First Electronic Bank
Destiny® Mastercard®
First Electronic Bank
*see terms*
Annual Fee
35.90%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On First Electronic Bank‘s site
Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Apply now

Sallie Mae Bank Ignite℠ Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
Have you already recieved the Sallie Mae Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 6 months from date of account opening
  • Purchase APR
    • 17.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 6 months from date of account opening for transfers authorized within 60 days from date of account opening
  • Balance Transfers APR
    • 17.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Poor Credit

About the issuer

Sallie Mae Bank
Sallie Mae Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

First Progress Platinum Prestige Mastercard® Secured Synovus Bank
First Progress Platinum Prestige Mastercard® Secured Credit Card
3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 15.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
Apply now
On First Progress’s site
International students
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
3.43 out of 5
Recommended credit score
score
No Credit History
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 10%
    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website

See Another Credit Cards in the Bank

Sallie Mae Bank Ignite℠ Mastercard® is an option for those, who need Classic features. With an APR of 17.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Sallie Mae Bank Ignite℠ Mastercard® you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Best for Single mom, Without SSN
Secured Mastercard® Capital One
Capital One Platinum Secured Credit Card
2.39 out of 5
Recommended credit score
scorer
No Credit History to Poor (0-579)
  • None
    Annual Fee
  • 29.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
Learn more
on our partner’s site