Medical Residency from PNC
Check your student loan rates
Options
- Degree:Undergraduate&Graduate
- Bank:PNC
- Credit Level:Poor (300-579)
Fees
- Origination feeNo origination fee.
- Application feeNo application fees.
- Early payment feeNo early payment fees.
- Late fee$5
Pros & Cons
- Autopay discount
- No application or origination fees
- Limited loan terms
- Extra Fees
Variable rates
| Loan amount | Loan term (months) | |||||
|---|---|---|---|---|---|---|
| 6-60 | 6-120 | 6-180 | ||||
| $1,000 - $15,000 | 2.46% - 8.46% | 2.96% - 8.96% | 3.46% - 9.46% | |||
Fixed Rates
| Loan amount | Loan term (months) | |||||
|---|---|---|---|---|---|---|
| 6-60 | 6-120 | 6-180 | ||||
| $1,000 - $15,000 | 3.49% - 9.49% | 3.99% - 9.99% | 4.49% - 10.49% | |||
Repayment Options
Three repayment options are available - Immediate repayment, interest only payments while in school and full deferment of principal & interest. Interest will continue to accrue during periods of deferment. You will receive quarterly interest statements during the deferment period. Paying the interest as it accrues each quarter will save you money over the repayment term of the loan because any accrued interest that you do not pay will be added to the principal balance at the end of the deferment.
Requirements
- Ages
Borrower must be at least the age of majority in his or her state of residence or be at least 17 years old and apply with a creditworthy cosigner who is the age of majority.
- Requirements Description
- Personal information (Name, Surname, Social Security number, driver's license or State ID, date of birth).
- Home phone number, home address and the number of years you lived there.
- Information like your school's name, major and degree type.
- School enrollment date, academic term(s) that the loan will cover (full year, one semester, etc.) as well as expected graduation date.
- Information like your mortgage or rent payments, where you work and how much you make per year.
- Email for your co-signer (if applicable).
Description
PNC bank provides loans with rates between 3.49% and 10.49% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.
Annuall Loan Limit Residency loan range: $1,000 to $15,000. Maximum aggregate educational debt (including both federal and private student loans): $225,000.