1 Hour Loans no Credit Check — Review

• Pros:
  • No credit or income requirements
  • Joint, cosign, & secured loan options
  • Establish credit history
  • Small loan amounts
  • Pre-qualification available
• Cons:
  • Not available everywhere
  • High interest
  • Inflexible payment terms
  • Non-transparent terms
  • Reports to only two credit bureaus

Oportun® provides loans with rates between 20.05% - 35.99% APR.

Oportun® personal loans typically start at $300 and go up to $6,000 for new customers, $7,500 for returning customers, and $10,000 for secured loans. Typical loan terms are between 12 and 48 months.

Oportun® loans do not have an application or prepayment fee, but they do charge an origination fee that depends on your state and is calculated as part of your APR.

• Pros:
  • No prepayment fees
  • No origination fee
• Cons:
  • No autopay discount

Navy Federal Credit Union offers loans ranging from $250 to $50,000. Personal loans are available only to Navy Federal members.

The APR range is from 7.49% to 18.00%.

• Pros:
  • No origination fee
• Cons:
  • No co-sign or secured loan option

HSBC offers personal loans up to $50,000 with rates from 5.99% to 17.99%. Loan terms are available for 2 or 5 years.

HSBC does not charge origination, late payment and check processing fees.

• Pros:
  • No origination fees
  • No closing fee
  • No prepayment penalties
• Cons:
  • Not available in all states

Santander offers personal loans ranging from $5,000 to $50,000 with flexible terms of 3 to 7 years. Rates range from 6.99% to 24.99%. Save 0.25% on your rate when you set up automatic payments from any deposit account.

• Pros:
  • No fees
  • Fast approval and funding
  • Rate discount for autopay
• Cons:
  • Only available in 15 U.S. states
  • Credit score of 780 or higher

The Annual Percentage Rate of Keybank personal loans ranges between 5.99% to 15.32%.

The APR may vary based on the state of residence. The APR charged by KeyBank across Key's footprint (OH, IN, MI, PA, NY, MA, CT, VT, ME, CO, ID, UT, WA, OR, AK) includes a 0.25% discount for electing to have the monthly payment automatically deducted from a KeyBank checking or savings account.

The loan amount ranges from $5,000 to $50,000.

• Pros:
  • No collateral
• Cons:
  • Documentation fee

Old National Bank offers loans from $2,500 to $35,000. All personal loans come with a $150 documentation fee.

Maximum loan term is 84 months for home improvement, 72 months for debt consolidation and 48 months for all other purposes.

• Pros:
  • Fast funding
  • No origination fee
• Cons:
  • No details about the loan

Customers Bank provides personal loans that can be used for any purpose.

Customers Bank offers personal loans that range from $5,000 to $50,000, with repayment terms from 3 to 5 years.