Product from Navy Federal Credit Union
Personal Loan from Navy Federal Credit Union - see full info about rates, terms, credit score.
Updated November 29, 2022
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Check your personal loan rates
APR Range
7.49 - 18%
Amount
up to $50,000
Term
up to 60 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Poor (300-579)
- When funds are available:The same day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fee.
- Late fee$29
Pros & Cons
Pros:
- No prepayment fees
- No origination fee
Cons:
- No autopay discount
Rates
| Loan amount | Loan term (months) | |||||
|---|---|---|---|---|---|---|
| 12-36 | 37-60 | |||||
| $250 - $50,000 | 7.49% - 18.00% | 14.79% - 18.00% | ||||
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Requirements Description
- Current employment and income (including your employer's name and contact information)
- Contact information, including phone number and email
- Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security Number, NFCU Access Number)
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Description
Navy Federal Credit Union offers loans ranging from $250 to $50,000. Personal loans are available only to Navy Federal members.
The APR range is from 7.49% to 18.00%.
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