Product from Navy Federal Credit Union

Personal Loan from Navy Federal Credit Union - see full info about rates, terms, credit score.

Updated November 29, 2022
5 out of 5
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Check your personal loan rates

scorer
APR Range
7.49 - 18%
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Amount
up to $50,000
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Term
up to 60 months
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Minimum credit score:
Poor (300-579)
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No early payoff penalty
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No origination fee

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Options

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.
  • Late fee
    $29

Pros & Cons

Pros:
  • No prepayment fees
  • No origination fee
Cons:
  • No autopay discount

Rates

Loan amountLoan term (months)
12-3637-60
$250 - $50,000 7.49% - 18.00% 14.79% - 18.00%
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Current employment and income (including your employer's name and contact information)
    • Contact information, including phone number and email
    • Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security Number, NFCU Access Number)

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Description

  • Navy Federal Credit Union offers loans ranging from $250 to $50,000. Personal loans are available only to Navy Federal members.

    The APR range is from 7.49% to 18.00%.

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