Product from HSBC
Personal Loan from HSBC - see full info about rates, terms, credit score.
Updated November 29, 2022
Learn more
Check your personal loan rates
APR Range
5.99 - 17.99%
Amount
up to $50,000
Term
up to 60 months
Minimum credit score:
Good (670-739)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Good (670-739)
- When funds are available:The same day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fee.
Pros & Cons
Pros:
- No origination fee
Cons:
- No co-sign or secured loan option
Rates
Rates
5.99 - 17.99%
Term
24 - 60 months
Loan Amount
$3,000 - $50,000
List of states where HSBC loan is not available:
- Wisconsin
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 690 or higher.
- Ages
Consumers must be at least 18 years of age to apply. Residents of Nebraska and Alabama must be at least 19 years of age.
- Requirements Description
- Personal Information
- Proof of U.S. residential address
- Proof of income
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Payoff®
Personal Loan
Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
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- $5,000 - $40,000Loan Amount
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Recommended credit score
Poor (300-579)
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SoFi
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Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
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- $5,000 - $100,000Loan Amount
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Description
HSBC offers personal loans up to $50,000 with rates from 5.99% to 17.99%. Loan terms are available for 2 or 5 years.
HSBC does not charge origination, late payment and check processing fees.