Product from HSBC

Personal Loan from HSBC - see full info about rates, terms, credit score.

Updated November 29, 2022
4.81 out of 5
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Check your personal loan rates

scorer
APR Range
5.99 - 17.99%
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Amount
up to $50,000
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Term
up to 60 months
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Minimum credit score:
Good (670-739)
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No early payoff penalty
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No origination fee

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Options

  • Loan purpose:
    Personal Loan
  • Bank:
  • Credit Level:
    Good (670-739)
  • When funds are available:
    The same day.

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • No origination fee
Cons:
  • No co-sign or secured loan option

Rates

Rates
5.99 - 17.99%
Term
24 - 60 months
Loan Amount
$3,000 - $50,000
List of states where HSBC loan is not available:
  • Wisconsin
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 690 or higher.
  • Ages

    Consumers must be at least 18 years of age to apply. Residents of Nebraska and Alabama must be at least 19 years of age.

  • Requirements Description
    • Personal Information
    • Proof of U.S. residential address
    • Proof of income

Check loans from other lenders

Payoff®
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Recommended credit score
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Good (670-739)
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  • $5,000 - $40,000
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LendingClub
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3.73 out of 5
Recommended credit score
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Poor (300-579)
  • 8.3 - 36 %
    APR
  • 3 - 5 years
    Loan Term
  • $1,000 - $40,000
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SoFi
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5 out of 5
Recommended credit score
bank name
Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
    Loan Term
  • $5,000 - $100,000
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Description

  • HSBC offers personal loans up to $50,000 with rates from 5.99% to 17.99%. Loan terms are available for 2 or 5 years.

    HSBC does not charge origination, late payment and check processing fees.

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