Best Personal Loans from HSBC of May 2026
We have found 1 personal loans from HSBC. Compare offers and loan types to find the best one for you.
By
Myfin Team
Updated May 13, 2026
See all HSBC personal loans in May 2026
Showing 1 loans
Lender
APR
Term
Loan amount
Apply
APR
5.99 - 17.99 %Term
2 - 5yearsLoan amount
$3,000 - $50,000
- Minimum credit:
Good (670-739) - Origination fee:No origination fee.
- Funds available in:The same day.
- Loan Purpose:Personal Loan
- Pros:
- No origination fee
- Cons:
- No co-sign or secured loan option
HSBC offers personal loans up to $50,000 with rates from 5.99% to 17.99%. Loan terms are available for 2 or 5 years.
HSBC does not charge origination, late payment and check processing fees.
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
Check HSBC personal loan rates
APR Range
5.99 - 17.99%
Loans
up to $50,000
Terms
up to 60 months
Score required:
Good (670-739)
Loan purposes:
Personal Loan
Information about bank
- Organisation:HSBC
- Website:
- Headquarters:1800 Tysons Blvd Tysons, VA 22102
- Customer service:
- Customer service (outside the US):
- Mortgage Customer Service:
- HSBC Securities Wealth Services Desk:
- Lost/Stolen Cards:
- Business Banking:
- Business Banking (outside the US):
HSBC Personal loans Pros&Cons
Pros:
- Instant access to funds. Funds are available in your account the moment the loan is approved.
- You can prequalify. The bank will run a soft credit check, which won’t impact your credit score.
- Some fees are waived. There are no origination and prepayment fees.
- Personal loan calculator. You check how much interest you’ll pay and your loan repayment schedule with the online calculator, allowing you to make an informed borrowing decision.
Cons:
- Limited availability. Only residents from a few states can apply.
- No cosigners. You can’t use a cosigner with excellent credit to improve your chances of getting approved.
Check loans from other lenders
LightStream
Personal Loan
Recommended credit score
Fair (580-669)
- 5.99 - 24.89 %APR
- 2 - 20 yearsLoan Term
- $5,000 - $100,000Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Personal Loan
Recommended credit score
Fair (580-669)
- 6.99 - 24.99 %APR
- 3 - 6 yearsLoan Term
- $3,500 - $40,000Loan Amount
Check rates
On partner's site
Upstart
Personal Loan
Recommended credit score
Poor (300-579)
- 6.2 - 35.99 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $75,000Loan Amount
Check rates
On partner's site
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