Best Personal Loans from HSBC of November 2024
We have found 1 personal loans from HSBC. Compare offers and loan types to find the best one for you.
Updated November 14, 2024
See all HSBC personal loans in November 2024
Showing 1 loans
Lender
APR
Term
Loan amount
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APR
5.99 - 17.99 %Term
2 - 5yearsLoan amount
$3,000 - $50,000
- Minimum credit:
Good (670-739) - Origination fee:No origination fee.
- Funds available in:The same day.
- Loan Purpose:Personal Loan
- Pros:
- No origination fee
- Cons:
- No co-sign or secured loan option
HSBC offers personal loans up to $50,000 with rates from 5.99% to 17.99%. Loan terms are available for 2 or 5 years.
HSBC does not charge origination, late payment and check processing fees.
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
Check HSBC personal loan rates
APR Range
5.99 - 17.99%
Loans
up to $50,000
Terms
up to 60 months
Score required:
Good (670-739)
Loan purposes:
Personal Loan
Information about bank
- Organisation:HSBC
- Website:
- Headquarters:1800 Tysons Blvd Tysons, VA 22102
- Customer service:
- Customer service (outside the US):
- Mortgage Customer Service:
- HSBC Securities Wealth Services Desk:
- Lost/Stolen Cards:
- Business Banking:
- Business Banking (outside the US):
HSBC Personal loans Pros&Cons
Pros:
- Instant access to funds. Funds are available in your account the moment the loan is approved.
- You can prequalify. The bank will run a soft credit check, which won’t impact your credit score.
- Some fees are waived. There are no origination and prepayment fees.
- Personal loan calculator. You check how much interest you’ll pay and your loan repayment schedule with the online calculator, allowing you to make an informed borrowing decision.
Cons:
- Limited availability. Only residents from a few states can apply.
- No cosigners. You can’t use a cosigner with excellent credit to improve your chances of getting approved.
Check loans from other lenders
LightStream
Personal Loan
Recommended credit score
Fair (580-669)
- 5.99 - 21.49 %APR
- 2 - 6 yearsLoan Term
- $5,000 - $100,000Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Personal Loan
Recommended credit score
Fair (580-669)
- 6.99 - 24.99 %APR
- 3 - 6 yearsLoan Term
- $3,500 - $40,000Loan Amount
Check rates
On partner's site
Upstart
Personal Loan
Recommended credit score
Poor (300-579)
- 5.6 - 35.99 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $50,000Loan Amount
Check rates
On partner's site