Best Personal Loans from US bank of October 2024
We have found 3 personal loans from US bank. Compare offers and loan types to find the best one for you.
See all US bank personal loans in October 2024
- Minimum credit:Fair (580-669)
- Autopay discount:0.5%
- Origination fee:No origination fee.
- Funds available in:1 business day.
- Loan Purpose:Personal Loan
- Pros:
- Simple application process
- Autopay discount
- Cons:
- No option to pre-qualify
If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.
The APR range is from 7.74% to 20.24%. Loan terms are available for 12 or 84 months.
- Minimum credit:Fair (580-669)
- Autopay discount:0.5%
- Origination fee:No origination fee.
- Funds available in:1 business day.
- Loan Purpose:Home Improvement Loan
- Pros:
- Simple application process
- Autopay discount
- Cons:
- No option to pre-qualify
If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.
The APR range is from 7.74% to 20.24%. Loan terms are available for 12 or 84 months.
- Minimum credit:Fair (580-669)
- Autopay discount:0.5%
- Origination fee:No origination fee.
- Funds available in:1 business day.
- Loan Purpose:Debt Consolidation Loan
- Pros:
- Simple application process
- Autopay discount
- Cons:
- No option to pre-qualify
If you’re a U.S. Bank customer, you may borrow at least $1,000 up to $50,000. Not a U.S. Bank customer? You may be able to borrow up to $25,000.
The APR range is from 7.74% to 20.24%. Loan terms are available for 12 or 84 months.
Check US bank personal loan rates
Information about bank
- Organisation:US bank
- Website:
- Headquarters:U.S. Bancorp Center 800 Nicollet Mall Minneapolis, MN 55402 - 7014
- Online and Mobile Banking:
- Personal Banking General:
- Checking and Savings:
- Home Mortgage:
US bank Personal loans Pros&Cons
- Quick access to funds. The typical waiting time for personal loans is 1 - 5 days, but with US Bank, your account is credited within one business day after finalizing the application.
- Competitive APR. The lowest possible APR you can get with US Bank is 5.99%. This rate is competitive, considering the industry’s average for excellent credit is between 10.3% and 12.5%. Furthermore, the bank’s highest APR is 18.49%, while others can charge 28.5% - 32.0%.
- Rate discount. You can get a 0.5 percentage points discount on your rate provided you set up autopay.
- Flexible loan amount. With a loan amount ranging from $1,000 to $50,000 (for existing customers), you can meet a wide range of personal needs, whether big or small.
- Lack of prequalification. A hard credit check is required if you want to see your rates.
- Penalty for early payment. If you pay off the loan within one year, you’ll be charged a prepayment penalty.
- May need to close in person. If US bank approves your loan, you may need to visit a branch to finalize the application process. Depending on where you live, this in-person visit can be a nuisance.
Check loans from other lenders
- 5.99 - 21.49 %APR
- 2 - 6 yearsLoan Term
- $5,000 - $100,000Loan Amount
- 6.99 - 24.99 %APR
- 3 - 6 yearsLoan Term
- $3,500 - $40,000Loan Amount
- 5.6 - 35.99 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $50,000Loan Amount